CCNENasdaqState Commercial BanksFiscal year ends December 31Also trades as CCNEP
CNB FINANCIAL CORP/PA
Financials through Q2 FY2026, quarter ended Jun 30, 2026Last filing: 10-Q on Aug 5, 2026
$33.99−0.13 (-0.38%)
Close on Oct 19, 2026
- Market cap
- $1.00B
- P/E (TTM)
- 10.8
- Dividend yield
- 2.12%
Cnb Financial statistics
Financials through Jun 30, 2026, price as of Oct 19, 2026, median of State Commercial Banks companies for comparison
Valuation
| Measure | Cnb Financial | Industry median |
|---|---|---|
| Market Cap | $1.01B | $679.86M |
| Enterprise Value | $747.38M | $408.94M |
| PE Ratio | 10.82 | 12.00 |
| PS Ratio | 3.01 | 3.61 |
| PB Ratio | 1.11 | 1.18 |
| P/TBV Ratio | 1.22 | 1.41 |
| P/FCF Ratio | 11.75 | 10.93 |
| P/OCF Ratio | 11.28 | 10.04 |
Enterprise value
| Measure | Cnb Financial | Industry median |
|---|---|---|
| EV / Sales | 2.23 | 2.78 |
| EV / FCF | 8.72 | 8.25 |
Income (trailing twelve months)
| Measure | Cnb Financial | Industry median |
|---|---|---|
| Revenue | $335.03M | $170.85M |
| Pretax Income | $119.17M | $70.12M |
| Net Income | $96.03M | $54.33M |
| EPS (Diluted) | $3.14 | $2.90 |
Margins
| Measure | Cnb Financial | Industry median |
|---|---|---|
| Pretax Margin | 35.6% | 36.4% |
| Profit Margin | 28.7% | 29.1% |
| FCF Margin | 25.6% | 33.0% |
Returns
| Measure | Cnb Financial | Industry median |
|---|---|---|
| Return on Equity (ROE) | 12.4% | 10.5% |
| Return on Assets (ROA) | 1.30% | 1.12% |
Growth
| Measure | Cnb Financial | Industry median |
|---|---|---|
| Revenue Growth (YoY) | 42.0% | 11.8% |
| Net Income Growth (YoY) | 76.4% | 23.1% |
| EPS Growth (YoY) | 31.9% | 22.7% |
| FCF Growth (YoY) | 24.6% | 27.1% |
| Revenue Growth (3Y CAGR) | 7.94% | 5.82% |
| Revenue Growth (5Y CAGR) | 11.6% | 6.17% |
| EPS Growth (3Y CAGR) | -8.59% | 1.26% |
| EPS Growth (5Y CAGR) | 4.80% | 8.24% |
Balance sheet
| Measure | Cnb Financial | Industry median |
|---|---|---|
| Cash & Short-Term Investments | $458.44M | $205.54M |
| Total Debt | $199.00M | $177.19M |
| Net Cash (Debt) | $259.44M | $164.40M |
| Net Cash Per Share | $8.76 | $8.13 |
| Equity (Book Value) | $909.45M | $560.44M |
| Book Value Per Share | $30.70 | $28.47 |
| Tangible Book Value | $822.15M | $472.29M |
Financial position
| Measure | Cnb Financial | Industry median |
|---|---|---|
| Debt / Equity | 0.22 | 0.20 |
| Debt / FCF | 2.32 | 1.81 |
Cash flow (trailing twelve months)
| Measure | Cnb Financial | Industry median |
|---|---|---|
| Operating Cash Flow | $89.25M | $61.20M |
| Capital Expenditures | -$3.53M | -$4.02M |
| Free Cash Flow | $85.72M | $52.43M |
| FCF Per Share | $2.89 | $3.07 |
Efficiency
| Measure | Cnb Financial | Industry median |
|---|---|---|
| Asset Turnover | 0.05 | 0.04 |
| Revenue Per Employee | $352.66K | $353.78K |
| Profits Per Employee | $101.09K | $107.28K |
| Employee Count | 950 | 489 |
Dividends and yields
| Measure | Cnb Financial | Industry median |
|---|---|---|
| Earnings Yield | 9.54% | 8.07% |
| FCF Yield | 8.51% | 8.89% |
| Dividend Yield | 2.12% | 2.48% |
| Shareholder Yield | 2.12% | 3.13% |
| Dividend Per Share | $0.72 | $0.93 |
| Dividend Growth (YoY) | 1.41% | 4.26% |
| Years of Dividend Growth | 2 | 2 |
| Payout Ratio | 22.8% | 29.4% |
| FCF Payout Ratio | 25.5% | 26.0% |
Shares
| Measure | Cnb Financial | Industry median |
|---|---|---|
| Shares Outstanding | 29,620,900 | 18,839,100 |
| Shares Change (YoY) | 38.2% | 0.39% |
| Float | 28,795,700 | 17,061,900 |
| Shares Held by Insiders | 2.79% | 5.89% |
| Shares Held by Institutions | 66.2% | 61.9% |
Taxes
| Measure | Cnb Financial | Industry median |
|---|---|---|
| Income Tax | $23.13M | $14.50M |
| Effective Tax Rate | 19.4% | 21.1% |
Scores
| Measure | Cnb Financial | Industry median |
|---|---|---|
| Graham Number | $46.57 | $45.31 |
| Graham Upside | 37.0% | 21.6% |
| Altman Z-Score | 0.20 | 0.21 |
| Piotroski F-Score | 4 | 6 |
Calculated by StockData from Cnb Financial's SEC filings and the latest closing price. Hover a measure to see its formula. The grey column is the median of companies in the same industry group (two-digit SIC code); green or red marks a better or worse value than that median.