Capital Bancorp Inc
Close on Oct 19, 2026
- Market cap
- $644.93M
- P/E (TTM)
- 11.6
- Dividend yield
- 1.12%
About Capital Bancorp
National Commercial Banks, SIC 6021
Capital Bancorp, Inc. is a bank holding company operating mainly through its subsidiary, Capital Bank, N.A. It operates four divisions: Commercial Banking, OpenSky, Windsor Advantage, and Capital Bank Home Loans. The company offers commercial, construction, lender finance, and government-guaranteed SBA and USDA loans, alongside deposit services. It also originates residential mortgages and provides secured, partially secured, and unsecured credit cards, while servicing loans for third-party lenders. Clients include commercial enterprises, entrepreneurs, non-profit groups, title companies, homeowner associations, political action committees, financial institutions, homebuyers, and under-banked consumers rebuilding credit.
Headquartered in Rockville, Maryland, the company operates seven commercial bank branches, one mortgage office, three loan production offices, three government loan servicing facilities, and one credit card operations center. Its commercial banking branch presence extends across the Washington, D.C., Baltimore, Miami, Chicago, and Raleigh metropolitan areas. Additionally, the company provides mortgage origination, credit cards, and government loan packaging on a nationwide scale. Capital Bancorp employs 459 individuals, including 434 full-time staff.
Summary of the business section of Capital Bancorp's latest annual report, written by StockData.
Company profile
Company
- Legal name
- Capital Bancorp Inc
- Founded
- 1998
- Headquarters
- Rockville, MD
- Address
- One Church Street, Suite 300 20850
- Phone
- (301) 868-8848
- Website
- capitalbankmd.com
- Employees
- 459, Dec 31, 2025
- Industry
- National Commercial Banks
- Incorporated in
- Maryland
- Fiscal year ends
- December 31
- Auditor
- Elliott Davis, PLLC, Raleigh, North Carolina
Stock & identifiers
- Ticker
- CBNK
- Exchange
- Nasdaq
- IPO date
- Sep 26, 2018
- Shares outstanding
- 16M, Aug 5, 2026
- Public float
- $374.60M, Jun 30, 2025
- Filer category
- Accelerated filer
- SEC CIK
- 1419536
- CUSIP
- 139737100
- ISIN
- US1397371006
- LEI
- 549300LQKYGWQ7VP0C75
- EIN
- 52-2083046
Executives and directors
Officers and directors who filed ownership reports (Forms 3, 4, 5) in the last two years
| Name | Position | Shares owned |
|---|---|---|
| Edward F. Barry | Chief Executive Officer, Director | 377,122 |
| Scot Richard Browning | Pres, Specialty & CRE Lending, Director | 517,551 |
| James Como | EVP, COO of the Bank | – |
| Anguel Lindarev | EVP, Chief Information Officer | 929 |
| Steven M. Poynot | Chief Operating Officer | 6,832 |
| Kathy Yamada | EVP & Chief Credit Officer | 60,952 |
| Eric M. Suss | EVP and CHRO | 59,470 |
| Karl Dicker | EVP and President of OpenSky | 59,856 |
| Jacob Dalaya | EVP, Chief Financial Officer | 570 |
| Jeffrey Kaye | EVP, Chief Marketing Officer | 208 |
| Gary M. Kausmeyer | Chief Risk Officer | 6,643 |
| Constance E. Perrine | SVP & CAO | 3,885 |
| Michael Breckheimer | SVP, Head of Windsor Advantage | 39,548 |
| James F. Whalen | Director | 978,981 |
| Jerome Ronnell Bailey | Director | 146,537 |
| Fred Joseph Lewis | Director | 56,629 |
| Deborah Ratnersalzberg | Director | 62,217 |
| Randall James Levitt | Director | 967,325 |
| C. Scott Brannan | Director | 8,814 |
| Marc H. McConnell | Director | 225,380 |
| Steven Jay Schwartz | Director | 736,019 |
| Mark Caplan | Director | 229,951 |
| Mary Ann Scully | Director | 14,077 |
| Joshua Bernstein | Director | 872,509 |
CEO pay and shareholder return
Pay versus performance table from the proxy statement
| Fiscal year | CEO total pay | CEO pay actually paid | Other executives (avg) | Value of $100 invested | Peer group |
|---|---|---|---|---|---|
| FY2025 | $1.35M | $1.45M | $743.30K | $125 | – |
| FY2024 | $1.55M | $1.28M | $671.44K | $125 | – |
| FY2023 | $1.12M | $1.00M | $592.25K | $104 | – |
| FY2022 | $1.10M | $834.49K | $681.81K | $91 | – |
“Actually paid” adjusts reported pay for changes in the value of equity awards. Shareholder return assumes $100 invested at the start of the measurement period, as disclosed by the company.
Employees
Headcount reported in annual reports
“At December 31, 2025, we employed 459 persons, of which 434 were employed on a full-time basis.”
Corporate history
Events identified from SEC filings
| Date | Event | Details |
|---|---|---|
| Aug 14, 2026 | Auditor change | Change in certifying accountant (8-K Item 4.01) |
| Oct 1, 2024 | Acquisition / sale | Completion of acquisition or disposition of assets (8-K Item 2.01) |
| May 31, 2024 | Merger | Registration of securities for a merger or exchange offer (S-4) |
| Nov 15, 2018 | Late filing | Notification of late filing |
| Sep 26, 2018 | IPO | Initial public offering priced (424B4 prospectus) |
| Sep 21, 2018 | Listing | Registration of securities on an exchange (Form 8-A) |