CBANNYSEState Commercial BanksFiscal year ends December 31
COLONY BANKCORP INC
Financials through Q2 FY2026, quarter ended Jun 30, 2026Last filing: 10-Q on Aug 5, 2026
$19.71−0.06 (-0.30%)
Close on Oct 19, 2026
- Market cap
- $417.07M
- P/E (TTM)
- 51.9
- Dividend yield
- 0.58%
Colony Bankcorp statistics
Financials through Jun 30, 2026, price as of Oct 19, 2026, median of State Commercial Banks companies for comparison
Valuation
| Measure | Colony Bankcorp | Industry median |
|---|---|---|
| Market Cap | $418.27M | $679.86M |
| Enterprise Value | $258.65M | $418.07M |
| PS Ratio | 2.76 | 3.62 |
| PB Ratio | 1.07 | 1.18 |
| P/TBV Ratio | 1.31 | 1.42 |
| P/FCF Ratio | 19.24 | 10.93 |
| P/OCF Ratio | 17.40 | 10.04 |
Enterprise value
| Measure | Colony Bankcorp | Industry median |
|---|---|---|
| EV / Sales | 1.71 | 2.78 |
| EV / FCF | 11.90 | 8.40 |
Income (trailing twelve months)
| Measure | Colony Bankcorp | Industry median |
|---|---|---|
| Revenue | $151.62M | $170.85M |
| Pretax Income | $14.14M | $70.12M |
| Net Income | $11.08M | $54.33M |
Margins
| Measure | Colony Bankcorp | Industry median |
|---|---|---|
| Pretax Margin | 9.32% | 36.4% |
| Profit Margin | 7.31% | 29.1% |
| FCF Margin | 14.3% | 33.0% |
Returns
| Measure | Colony Bankcorp | Industry median |
|---|---|---|
| Return on Equity (ROE) | 3.24% | 10.5% |
| Return on Assets (ROA) | 0.33% | 1.12% |
Growth
| Measure | Colony Bankcorp | Industry median |
|---|---|---|
| Revenue Growth (YoY) | 24.4% | 11.8% |
| Net Income Growth (YoY) | -59.9% | 23.1% |
| FCF Growth (YoY) | -56.3% | 27.1% |
| Revenue Growth (3Y CAGR) | -36.2% | 5.82% |
| Revenue Growth (5Y CAGR) | -17.7% | 6.17% |
| EPS Growth (3Y CAGR) | -30.7% | 1.26% |
| EPS Growth (5Y CAGR) | -21.1% | 8.24% |
Balance sheet
| Measure | Colony Bankcorp | Industry median |
|---|---|---|
| Cash & Short-Term Investments | $159.62M | $205.54M |
| Net Cash (Debt) | $159.62M | $164.40M |
| Net Cash Per Share | $7.52 | $8.13 |
| Equity (Book Value) | $389.97M | $560.44M |
| Book Value Per Share | $18.38 | $28.47 |
| Tangible Book Value | $319.95M | $472.29M |
Cash flow (trailing twelve months)
| Measure | Colony Bankcorp | Industry median |
|---|---|---|
| Operating Cash Flow | $24.04M | $61.20M |
| Capital Expenditures | -$2.30M | -$4.02M |
| Free Cash Flow | $21.74M | $52.43M |
| FCF Per Share | $1.02 | $3.07 |
Efficiency
| Measure | Colony Bankcorp | Industry median |
|---|---|---|
| Asset Turnover | 0.04 | 0.04 |
| Revenue Per Employee | $282.35K | $357.09K |
| Profits Per Employee | $20.64K | $107.23K |
| Employee Count | 537 | 528 |
Dividends and yields
| Measure | Colony Bankcorp | Industry median |
|---|---|---|
| Earnings Yield | 2.65% | 8.07% |
| FCF Yield | 5.20% | 8.89% |
| Dividend Yield | 0.58% | 2.48% |
| Buyback Yield | 0.61% | 1.52% |
| Shareholder Yield | 1.19% | 3.13% |
| Dividend Per Share | $0.12 | $0.93 |
| Dividend Growth (YoY) | -75.0% | 4.26% |
| Years of Dividend Growth | 0 | 2 |
| Payout Ratio | 82.1% | 29.4% |
| FCF Payout Ratio | 41.9% | 26.0% |
Shares
| Measure | Colony Bankcorp | Industry median |
|---|---|---|
| Shares Outstanding | 21,221,000 | 18,910,300 |
| Shares Change (YoY) | 10.5% | 0.39% |
| Shares Change (QoQ) | -0.02% | 0.00% |
| Float | 20,311,100 | 16,895,350 |
| Shares Held by Insiders | 4.29% | 5.92% |
| Shares Held by Institutions | 60.6% | 61.9% |
Taxes
| Measure | Colony Bankcorp | Industry median |
|---|---|---|
| Income Tax | $3.06M | $14.50M |
| Effective Tax Rate | 21.6% | 21.1% |
Scores
| Measure | Colony Bankcorp | Industry median |
|---|---|---|
| Altman Z-Score | 0.19 | 0.21 |
| Piotroski F-Score | 3 | 6 |
Calculated by StockData from Colony Bankcorp's SEC filings and the latest closing price. Hover a measure to see its formula. The grey column is the median of companies in the same industry group (two-digit SIC code); green or red marks a better or worse value than that median.