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Bridgewater Bancshares Inc (BWBBP) stock

BWBBPNasdaqState Commercial BanksFiscal year ends December 31Also trades as BWB
Financials through Q3 FY2026, quarter ended Sep 30, 2026Last filing: 10-Q on Oct 29, 2026Score 16/309% below fair value
$19.25+0.29 (+1.53%)

Close on Oct 30, 2026Market cap $536.76MP/E 9.9Yield –

Bridgewater Bancshares statistics

82 measures from SEC filings and the closing price. Hover a name for the formula; the last column is the median of companies in the same industry group.

Important dates

Next earnings
Jan 26, 2027 (estimated, during market hours)
Last ex-dividend date
Nov 13, 2026
Fundamentals through
Sep 30, 2026
Share price as of
Oct 30, 2026

Valuation ratiosIndustry

Market Cap
$563.53M
$887.65M
Enterprise Value
$300.97M
$569.55M
PE Ratio
10.36
12.46
PS Ratio
3.33
3.75
PB Ratio
1.04
1.22
P/TBV Ratio
1.06
1.48
P/FCF Ratio
7.67
11.31
P/OCF Ratio
7.14
10.39

Enterprise valuationIndustry

EV / Sales
1.78
2.94
EV / FCF
4.10
8.39

Share statisticsIndustry

Shares Change (YoY)
1.82%
0.42%
Shares Change (QoQ)
0.28%
0.00%
Float
21M
17M
Shares Held by Insiders
23.2%
5.92%
Shares Held by Institutions
65.0%
61.3%

Short sellingIndustry

Short Interest
656,057
–
Short Interest Change
-11.1%
2.35%
Days to Cover
6.07
4.88

Stock price statisticsIndustry

52-Week High
$22.62
–
52-Week Low
$16.06
–
20-Day Moving Average
$20.39
–
50-Day Moving Average
$20.78
–
200-Day Moving Average
$19.71
–
Average True Range (14)
$0.53
–
Price Change (1 Week)
-1.80%
-0.25%
Price Change (1 Month)
-1.03%
2.48%
Price Change (3 Months)
-2.70%
-3.51%
Price Change (6 Months)
10.2%
8.56%
Price Change (YTD)
15.3%
19.7%
Price Change (1 Year)
23.1%
28.3%
Price Change (3 Years)
109.9%
81.0%
Price Change (5 Years)
11.7%
30.4%
Average Volume (10 Days)
119,590
–
Average Volume (20 Days)
107,109
–
Average Volume (90 Days)
151,380
–
Relative Volume
0.90
0.87
Relative Strength Index (14)
43.6
53.3
Volatility (1 Year)
23.4%
24.3%
Beta (5 Years)
0.78
0.63

MarginsIndustry

Pretax Margin
45.9%
36.7%
Profit Margin
35.3%
29.1%
FCF Margin
43.4%
33.0%

Returns on capitalIndustry

Return on Equity (ROE)
11.5%
10.6%
Return on Assets (ROA)
1.09%
1.12%

GrowthIndustry

Revenue Growth (YoY)
26.2%
11.8%
Net Income Growth (YoY)
45.9%
23.3%
EPS Growth (YoY)
46.6%
22.9%
FCF Growth (YoY)
50.9%
29.2%
Revenue Growth (3Y CAGR)
1.76%
5.82%
Revenue Growth (5Y CAGR)
8.85%
6.17%
EPS Growth (3Y CAGR)
-4.67%
1.31%
EPS Growth (5Y CAGR)
9.89%
8.24%

EfficiencyIndustry

Asset Turnover
0.03
0.04
Revenue Per Employee
$525.36K
$356.83K
Profits Per Employee
$185.64K
$107.97K
Employee Count
322
492
WACC
8.88%
8.05%

Income statement (TTM)Industry

Revenue
$169.17M
$178.11M
Pretax Income
$77.57M
$70.72M
Net Income
$59.78M
$54.65M
EPS (Diluted)
$1.95
$2.90

Balance sheetIndustry

Net Cash (Debt)
$262.56M
$162.18M
Net Cash Per Share
$9.42
$8.22
Equity (Book Value)
$541.39M
$560.97M
Book Value Per Share
$19.42
$28.41
Tangible Book Value
$529.41M
$476.95M

Cash flow (TTM)Industry

Operating Cash Flow
$78.90M
$64.45M
Capital Expenditures
-$5.44M
-$4.13M
Free Cash Flow
$73.46M
$56.24M
FCF Per Share
$2.63
$3.24

Dividends and yieldsIndustry

Earnings Yield
10.6%
7.92%
FCF Yield
13.0%
8.68%

Taxes and interestIndustry

Income Tax
$17.80M
$14.60M
Effective Tax Rate
22.9%
21.1%

Scores and fair valueIndustry

Graham Number
$29.19
$45.40
Graham Upside
44.4%
17.8%
Altman Z-Score
0.20
0.22
Piotroski F-Score
5
6
Lynch Fair Value
$19.28
–
Lynch Upside
-4.62%
-1.46%

Total return vs. the S&P 500

Price change plus reinvested dividends, to the close on Oct 30, 2026. The S&P 500 is measured by the SPY fund.

PeriodBWBBPS&P 500DifferenceBWBBP per yearS&P 500 per year
1 month-1.4%-0.9%−0.5 pts
3 months-2.0%+2.1%−4.1 pts
Year to date+7.4%+11.7%−4.2 pts
1 year-0.3%+12.4%−12.6 pts
3 years+48.8%+88.6%−39.7 pts+14.2%+23.5%
5 years+6.2%+75.9%−69.7 pts+1.2%+12.0%

Short interest

Shares sold short and not yet covered, reported by brokers to FINRA twice a month. Latest settlement date Oct 15, 2026.

0M BWBBP shares were sold short on Oct 15, 2026, down 97.3% from the previous report. At recent volumes it would take 1.0 days to buy them back. Over the last 20 sessions, 52.6% of the volume reported to FINRA was short selling.

Settlement dateShares shortChangeAvg. daily volumeDays to cover
Oct 15, 2026151-97.3%1,4071.0
Sep 30, 20265,534-22.4%2,5592.2
Sep 15, 20267,133+4.5%1,0316.9
Aug 31, 20266,826-17.4%2,5872.6
Aug 14, 20268,264-27.0%2,8422.9
Jul 31, 202611,323+43.6%1,8726.0
Jul 15, 20267,884+103.3%2,3913.3
Jun 30, 20263,878+33.8%4,6091.0
Jun 15, 20262,899+13.3%1,5971.8
May 29, 20262,559-31.2%1,9681.3
May 15, 20263,719-8.2%2,7231.4
Apr 30, 20264,050-6.4%1,4212.9

Ratios use trailing-twelve-month results and the latest balance sheet. How we calculate.