BSPAOTCState Commercial BanksFiscal year ends December 31

Ballston Spa Bancorp, Inc.

Financials through Q2 FY2026, quarter ended Jun 30, 2026Last filing: 10-Q on Aug 14, 2026

$80.04+0.00 (0.00%)

Close on Oct 19, 2026

Market cap: $88.05M
P/E (TTM): –
Dividend yield: –

Ballston Spa Bancorp, Inc. income statement

Annual data is not available for this company.

AnnualQuarterlyTTM

Millions of USD, except per-share data. Shares in millions.

Line item	Q2 2026 2026-06-30	Q1 2026 2026-03-31	Q2 2025 2025-06-30	Q1 2025 2025-03-31
Revenue	12	7.78	7.27	7.28
Advertising Expenses	0.16	0.15	0.11	0.11
Pretax Income	-1.12	0.48	1.53	1.61
Income Tax Expense	-0.41	0.23	0.29	0.31
Net Income incl. Noncontrolling Interests	-0.71	0.24	1.24	1.30
Net Income	-0.71	0.24	1.24	1.30
EPS (Basic)(per share)	-0.65	0.33	1.66	1.75
EPS (Diluted)(per share)	-0.65	0.33	1.66	1.75
Shares Outstanding (Basic, Weighted)(shares)	1.10	0.74	0.74	0.74
Shares Outstanding (Diluted, Weighted)(shares)	1.10	0.74	0.74	0.74
Dividend per Share(per share)	0.33	0.33	0.33	0.33
Total Interest Income	17	11	10	10
Net Interest Income	11	6.79	6.30	6.43
Non-Interest Income	1.70	0.99	0.97	0.85
Provision for Credit Losses	0	0.18	0.15	0.15
Non-Interest Expense	14	7.12	5.59	5.52

Italic numbers are calculated by StockData (for example Q4 = full year − nine months). Per-share data and share counts are adjusted for stock splits. Hover a number for its source; click it to open the filing on SEC.gov. Click a row to chart it.

Ratios

Latest available, balances at Jun 30, 2026

Profitability, FY

Gross margin: –
Operating margin: –
Net margin: –
Return on equity, FY2025: –

Financial strength

Current ratio: –
Debt to equity: –
Debt to assets: –
Cash to current liabilities: –

Valuation

P/E ratio: –
Price to sales: –
Price to book: 0.93
Dividend yield: –