Bread Financial Holdings, Inc. (BFH.PA) stock
BFH.PANYSEPersonal Credit InstitutionsFiscal year ends December 31Also trades as BFH, BFH.PB
Financials through Q2 FY2026, quarter ended Jun 30, 2026Last filing: 10-Q on Oct 27, 2026Score 15/309% below fair value
$24.05−0.13 (-0.54%)
Close on Oct 30, 2026Market cap $3.97BP/E 8.1Yield 0.83%
Bread Financial gross profit
Gross profit is revenue minus the direct cost of the goods and services sold.
Bread Financial's gross profit for the twelve months ending Sep 30, 2021 was $1.44B, down 46.4% year over year. For fiscal 2020 it was $1.22B, down 10.4% from the year before. Over ten years it grew -0.2% a year on average. The highest annual figure on record is $3.13B in fiscal 2018.
Annual gross profit
| Period | Period end | Value | Change |
|---|---|---|---|
| FY2020 | Dec 31, 2020 | $1.22B | -10.4% |
| FY2019 | Dec 31, 2019 | $1.36B | -56.5% |
| FY2018 | Dec 31, 2018 | $3.13B | +4.1% |
| FY2017 | Dec 31, 2017 | $3.01B | +5.0% |
| FY2016 | Dec 31, 2016 | $2.86B | +9.0% |
| FY2015 | Dec 31, 2015 | $2.63B | +26.0% |
| FY2014 | Dec 31, 2014 | $2.08B | +17.8% |
| FY2013 | Dec 31, 2013 | $1.77B | +15.3% |
| FY2012 | Dec 31, 2012 | $1.53B | +12.7% |
| FY2011 | Dec 31, 2011 | $1.36B | +9.3% |
| FY2010 | Dec 31, 2010 | $1.25B | +104.2% |
| FY2009 | Dec 31, 2009 | $610.20M | -10.7% |
| FY2008 | Dec 31, 2008 | $683.30M | – |
Quarterly gross profit
Change is against the same quarter a year earlier.
| Period | Period end | Value | Change |
|---|---|---|---|
| Q3 FY2021 | Sep 30, 2021 | $361.80M | -36.3% |
| Q2 FY2021 | Jun 30, 2021 | $269.50M | -44.6% |
| Q1 FY2021 | Mar 31, 2021 | $304.50M | -65.5% |
| Q4 FY2020 | Dec 31, 2020 | $507.20M | -32.9% |
| Q3 FY2020 | Sep 30, 2020 | $567.80M | -24.3% |
| Q2 FY2020 | Jun 30, 2020 | $486.50M | -29.9% |
| Q1 FY2020 | Mar 31, 2020 | $882.60M | +27.2% |
| Q4 FY2019 | Dec 31, 2019 | $755.80M | -1.4% |
| Q3 FY2019 | Sep 30, 2019 | $750.10M | -2.5% |
| Q2 FY2019 | Jun 30, 2019 | $693.70M | -13.7% |
| Q1 FY2019 | Mar 31, 2019 | $693.70M | -12.2% |
| Q4 FY2018 | Dec 31, 2018 | $766.70M | -20.1% |
| Q3 FY2018 | Sep 30, 2018 | $769.20M | -9.1% |
| Q2 FY2018 | Jun 30, 2018 | $803.60M | +27.9% |
| Q1 FY2018 | Mar 31, 2018 | $790.00M | -6.0% |
| Q4 FY2017 | Dec 31, 2017 | $959.40M | +33.1% |
| Q3 FY2017 | Sep 30, 2017 | $845.90M | – |
| Q4 FY2016 | Dec 31, 2016 | $628.40M | – |
| Q3 FY2016 | Sep 30, 2016 | $840.00M | – |
| Q2 FY2016 | Jun 30, 2016 | $720.90M | – |