Bread Financial Holdings, Inc. (BFH.PA) stock
BFH.PANYSEPersonal Credit InstitutionsFiscal year ends December 31Also trades as BFH, BFH.PB
Financials through Q2 FY2026, quarter ended Jun 30, 2026Last filing: 10-Q on Oct 27, 2026Score 15/309% below fair value
$24.05−0.13 (-0.54%)
Close on Oct 30, 2026Market cap $3.97BP/E 8.1Yield 0.83%
Bread Financial ebitda
EBITDA is earnings before interest, taxes, depreciation and amortization, a rough measure of cash profit from operations.
Bread Financial's ebitda for the twelve months ending Sep 30, 2021 was $1.76B, up 59.8% year over year. For fiscal 2020 it was $485.00M, down 46.8% from the year before. Over ten years it grew -4.5% a year on average. The highest annual figure on record is $2.24B in fiscal 2018.
Annual ebitda
| Period | Period end | Value | Change |
|---|---|---|---|
| FY2020 | Dec 31, 2020 | $485.00M | -46.8% |
| FY2019 | Dec 31, 2019 | $911.00M | -59.4% |
| FY2018 | Dec 31, 2018 | $2.24B | +11.4% |
| FY2017 | Dec 31, 2017 | $2.02B | +13.4% |
| FY2016 | Dec 31, 2016 | $1.78B | +1.3% |
| FY2015 | Dec 31, 2015 | $1.75B | +24.3% |
| FY2014 | Dec 31, 2014 | $1.41B | +7.3% |
| FY2013 | Dec 31, 2013 | $1.32B | +15.2% |
| FY2012 | Dec 31, 2012 | $1.14B | +18.2% |
| FY2011 | Dec 31, 2011 | $965.83M | +25.0% |
| FY2010 | Dec 31, 2010 | $772.45M | +44.9% |
| FY2009 | Dec 31, 2009 | $533.17M | -11.8% |
| FY2008 | Dec 31, 2008 | $604.40M | – |
Quarterly ebitda
Change is against the same quarter a year earlier.
| Period | Period end | Value | Change |
|---|---|---|---|
| Q3 FY2021 | Sep 30, 2021 | $405.80M | +22.6% |
| Q2 FY2021 | Jun 30, 2021 | $495.30M | +129.3% |
| Q1 FY2021 | Mar 31, 2021 | $537.10M | +164.8% |
| Q4 FY2020 | Dec 31, 2020 | $322.40M | -8.3% |
| Q3 FY2020 | Sep 30, 2020 | $331.10M | +2.2% |
| Q2 FY2020 | Jun 30, 2020 | $216.00M | -39.4% |
| Q1 FY2020 | Mar 31, 2020 | $202.80M | -57.4% |
| Q4 FY2019 | Dec 31, 2019 | $351.60M | -44.2% |
| Q3 FY2019 | Sep 30, 2019 | $324.10M | -35.2% |
| Q2 FY2019 | Jun 30, 2019 | $356.60M | -14.4% |
| Q1 FY2019 | Mar 31, 2019 | $475.80M | -3.7% |
| Q4 FY2018 | Dec 31, 2018 | $629.60M | +7.5% |
| Q3 FY2018 | Sep 30, 2018 | $500.50M | -17.0% |
| Q2 FY2018 | Jun 30, 2018 | $416.50M | +35.7% |
| Q1 FY2018 | Mar 31, 2018 | $494.00M | -9.8% |
| Q4 FY2017 | Dec 31, 2017 | $585.90M | +30.1% |
| Q3 FY2017 | Sep 30, 2017 | $603.20M | – |
| Q4 FY2016 | Dec 31, 2016 | $307.00M | – |
| Q3 FY2016 | Sep 30, 2016 | $547.70M | – |
| Q2 FY2016 | Jun 30, 2016 | $450.20M | – |