ATLONasdaqNational Commercial BanksFiscal year ends December 31
AMES NATIONAL CORP
Financials through Q2 FY2026, quarter ended Jun 30, 2026Last filing: 10-Q on Aug 7, 2026
$32.31+0.14 (+0.44%)
Close on Oct 19, 2026
- Market cap
- $286.18M
- P/E (TTM)
- 12.5
- Dividend yield
- 1.86%
Ames National statistics
Financials through Jun 30, 2026, price as of Oct 19, 2026, median of National Commercial Banks companies for comparison
Valuation
| Measure | Ames National | Industry median |
|---|---|---|
| Market Cap | $286.18M | $679.86M |
| Enterprise Value | $178.93M | $418.07M |
| PE Ratio | 12.52 | 12.00 |
| PS Ratio | 3.94 | 3.62 |
| PB Ratio | 1.34 | 1.18 |
| P/TBV Ratio | 1.43 | 1.42 |
| P/FCF Ratio | 13.63 | 10.93 |
| P/OCF Ratio | 13.01 | 10.04 |
Enterprise value
| Measure | Ames National | Industry median |
|---|---|---|
| EV / Sales | 2.47 | 2.78 |
| EV / FCF | 8.52 | 8.40 |
Income (trailing twelve months)
| Measure | Ames National | Industry median |
|---|---|---|
| Revenue | $72.56M | $170.85M |
| Pretax Income | $29.39M | $70.12M |
| Net Income | $22.96M | $54.33M |
| EPS (Diluted) | $2.58 | $2.90 |
Margins
| Measure | Ames National | Industry median |
|---|---|---|
| Pretax Margin | 40.5% | 36.4% |
| Profit Margin | 31.6% | 29.1% |
| FCF Margin | 28.9% | 33.0% |
Returns
| Measure | Ames National | Industry median |
|---|---|---|
| Return on Equity (ROE) | 11.3% | 10.5% |
| Return on Assets (ROA) | 1.09% | 1.12% |
Growth
| Measure | Ames National | Industry median |
|---|---|---|
| Revenue Growth (YoY) | 21.3% | 11.8% |
| Net Income Growth (YoY) | 67.8% | 23.1% |
| EPS Growth (YoY) | 67.5% | 22.7% |
| FCF Growth (YoY) | 6.43% | 27.1% |
| Revenue Growth (3Y CAGR) | 2.02% | 5.82% |
| Revenue Growth (5Y CAGR) | 0.41% | 6.17% |
Balance sheet
| Measure | Ames National | Industry median |
|---|---|---|
| Cash & Short-Term Investments | $107.24M | $205.54M |
| Net Cash (Debt) | $107.24M | $164.40M |
| Net Cash Per Share | $12.11 | $8.13 |
| Equity (Book Value) | $213.09M | $560.44M |
| Book Value Per Share | $24.06 | $28.47 |
| Tangible Book Value | $200.02M | $472.29M |
Cash flow (trailing twelve months)
| Measure | Ames National | Industry median |
|---|---|---|
| Operating Cash Flow | $22.01M | $61.20M |
| Capital Expenditures | -$1.01M | -$4.02M |
| Free Cash Flow | $21.00M | $52.43M |
| FCF Per Share | $2.37 | $3.07 |
Efficiency
| Measure | Ames National | Industry median |
|---|---|---|
| Asset Turnover | 0.03 | 0.04 |
| Revenue Per Employee | $279.09K | $357.09K |
| Profits Per Employee | $88.32K | $107.23K |
| Employee Count | 260 | 528 |
Dividends and yields
| Measure | Ames National | Industry median |
|---|---|---|
| Earnings Yield | 8.02% | 8.07% |
| FCF Yield | 7.34% | 8.89% |
| Dividend Yield | 1.86% | 2.48% |
| Buyback Yield | 0.30% | 1.52% |
| Shareholder Yield | 2.16% | 3.13% |
| Dividend Per Share | $0.60 | $0.93 |
| Dividend Growth (YoY) | -36.2% | 4.26% |
| Years of Dividend Growth | 0 | 2 |
| Payout Ratio | 34.0% | 29.4% |
| FCF Payout Ratio | 37.2% | 26.0% |
Shares
| Measure | Ames National | Industry median |
|---|---|---|
| Shares Outstanding | 8,857,220 | 18,910,300 |
| Shares Change (YoY) | -0.90% | 0.39% |
| Shares Change (QoQ) | 0.00% | 0.00% |
| Float | 8,737,440 | 16,895,350 |
| Shares Held by Insiders | 1.35% | 5.92% |
| Shares Held by Institutions | 40.9% | 61.9% |
Taxes
| Measure | Ames National | Industry median |
|---|---|---|
| Income Tax | $6.43M | $14.50M |
| Effective Tax Rate | 21.9% | 21.1% |
Scores
| Measure | Ames National | Industry median |
|---|---|---|
| Graham Number | $37.37 | $45.31 |
| Graham Upside | 15.7% | 21.6% |
| Altman Z-Score | 0.26 | 0.21 |
| Piotroski F-Score | 7 | 6 |
Calculated by StockData from Ames National's SEC filings and the latest closing price. Hover a measure to see its formula. The grey column is the median of companies in the same industry group (two-digit SIC code); green or red marks a better or worse value than that median.