ASRVNasdaqNational Commercial BanksFiscal year ends December 31

AMERISERV FINANCIAL INC /PA/

Financials through Q2 FY2026, quarter ended Jun 30, 2026Last filing: 10-Q on Aug 14, 2026

$4.38−0.16 (-3.52%)

Close on Oct 19, 2026

Market cap: $74.31M
P/E (TTM): 8.6
Dividend yield: 2.74%

AMERISERV FINANCIAL INC /PA/ income statement

Annual Quarterly TTM

Millions of USD, except per-share data. Shares in millions.

Line item	FY 2025 2025-12-31	FY 2024 2024-12-31	FY 2023 2023-12-31	FY 2022 2022-12-31	FY 2021 2021-12-31	FY 2020 2020-12-31	FY 2019 2019-12-31	FY 2018 2018-12-31	FY 2017 2017-12-31	FY 2016 2016-12-31	FY 2015 2015-12-31	FY 2014 2014-12-31	FY 2013 2013-12-31	FY 2012 2012-12-31	FY 2011 2011-12-31	FY 2010 2010-12-31	FY 2009 2009-12-31
Revenue	15	16	14	15	15	13	13	13	50	49	51	48	49	47	46	46	46
Interest Expense	29	30	25	8.50	7.59	11	14	12	8.80	7.74	6.52	6.40	6.48	7.71	9.68	12	15
Asset Impairment Charges	0	0	0	0	0	0	0.50	0	0	0	0	0.67	0	–	–	–	–
Gain (Loss) on Investments	0	0	0	–	0.08	0	0.12	-0.44	0.12	0.18	0.07	0.18	0.20	0.01	-0.36	0.16	0.16
Pretax Income	6.80	4.40	-4.39	9.20	8.77	5.81	7.60	9.45	8.68	3.21	8.34	4.62	7.48	7.28	9.39	1.36	-7.95
Income Tax Expense	1.18	0.80	-1.04	1.75	1.70	1.21	1.57	1.68	5.39	0.90	2.34	1.60	2.29	2.24	2.85	0.08	-3.05
Net Income incl. Noncontrolling Interests	5.61	3.60	-3.35	–	–	–	–	–	–	–	–	–	–	–	–	–	–
Net Income	5.61	3.60	-3.35	7.45	7.07	4.60	6.03	7.77	3.29	2.31	6.00	3.02	5.19	5.04	6.54	1.28	-4.90
Preferred Dividends	–	–	–	–	–	–	–	0	0	0.02	0.21	0.21	0.21	0.83	1.39	1.16	1.16
Net Income to Common	–	–	–	–	–	–	–	7.77	3.29	2.30	5.79	2.81	4.98	4.21	5.15	0.12	-6.05
EPS (Basic)(per share)	0.34	0.21	-0.20	0.44	0.41	0.27	0.35	0.43	0.18	0.12	0.31	0.15	0.26	0.21	0.24	0.01	-0.29
EPS (Diluted)(per share)	0.34	0.21	-0.20	0.43	0.41	0.27	0.35	0.43	0.18	0.12	0.31	0.15	0.26	0.21	0.24	0.01	-0.29
Shares Outstanding (Basic, Weighted)(shares)	17	17	17	17	17	17	17	18	18	19	19	19	19	20	21	21	21
Shares Outstanding (Diluted, Weighted)(shares)	17	17	17	17	17	17	17	18	19	19	19	19	19	20	21	21	21
Dividend per Share(per share)	0.12	0.12	0.12	0.12	0.10	0.10	0.10	0.08	0.06	0.05	0.04	0.04	0.03	0.00	0.00	0.00	0.00
Total Interest Income	71	67	61	49	47	47	50	47	44	42	42	40	39	40	42	45	47
Net Interest Income	–	–	36	41	39	36	35	35	36	34	35	34	33	32	32	32	32
Non-Interest Income	17	18	16	17	18	16	15	14	15	15	15	14	16	15	14	14	14
Provision for Credit Losses	4.12	0.88	7.43	0.05	1.10	2.38	0.80	-0.60	0.80	3.95	1.25	0.38	-1.10	-0.78	-3.58	5.25	15
Non-Interest Expense	48	49	49	48	47	44	42	41	41	42	41	43	42	41	40	40	39

Italic numbers are calculated by StockData (for example Q4 = full year − nine months). Per-share data and share counts are adjusted for stock splits. Hover a number for its source; click it to open the filing on SEC.gov. Click a row to chart it.

Ratios

Latest available, balances at Jun 30, 2026

Profitability, TTM

Gross margin: –
Operating margin: –
Net margin: 56.6%
Return on equity, FY2025: 5.0%

Financial strength

Current ratio: –
Debt to equity: –
Debt to assets: –
Cash to current liabilities: –

Valuation

P/E ratio: 8.6
Price to sales: 4.94
Price to book: 0.60
Dividend yield: 2.74%