AppTech Payments Corp.
Close on Oct 19, 2026
- Market cap
- $6.72M
- P/E (TTM)
- –
- Dividend yield
- –
About AppTech Payments
Services-Prepackaged Software, SIC 7372
AppTech Payments Corp. is a financial technology company that provides digital banking, embedded finance, and omnichannel payment solutions. Its offerings encompass point-of-sale and eCommerce processing, Automated Clearing House (ACH) transfers, and eCheck transactions, alongside mobile and text-to-pay services. Through its cloud-native banking platform, the company delivers account creation, automated onboarding, compliance workflows, and multi-currency cross-border payment acceptance. The business operates primarily through its merchant services, its FinZeo Payments-as-a-Service system, and its core digital banking platform. It serves financial institutions such as small to mid-sized banks and credit unions, independent sales organizations, technology partners, enterprise brands, and merchants across various commercial sectors.
Headquartered in Carlsbad, California, the company supports more than 150 merchants. It currently operates with its first partner bank live on its platform and facilitates international transactions through its cross-border onboarding and payout infrastructure.
Summary of the business section of AppTech Payments's latest annual report, written by StockData.
Company profile
Company
- Legal name
- AppTech Payments Corp.
- Founded
- 2021
- Headquarters
- Carlsbad, CA
- Address
- 5050 Avenida Encinas, Suite 120
- Phone
- (760) 707-5955
- Website
- apptechcorp.com
- Employees
- 6, Dec 31, 2025
- Industry
- Services-Prepackaged Software
- Incorporated in
- Delaware
- Fiscal year ends
- December 31
- Auditor
- dbbmckennon, San Diego, California
Stock & identifiers
- Ticker
- APCX
- Other tickers
- APCXW
- Exchange
- OTC
- Shares outstanding
- 42M, Aug 14, 2026
- Public float
- $19.00M, Jun 30, 2025
- Filer category
- Non-accelerated filer<br>Smaller reporting company
- SEC CIK
- 1070050
- CUSIP
- 03834B309
- ISIN
- US03834B3096
- EIN
- 65-0847995
Executives and directors
Officers and directors who filed ownership reports (Forms 3, 4, 5) in the last two years
| Name | Position | Shares owned |
|---|---|---|
| Felipe Amilcar Corrado IV | Interim CEO & CFO | 712,177 |
| Thomas Joseph DeRosa | Chief Executive Officer | 56,096 |
| Albert L. Lord | Director | 4,987,120 |
| Robert J. Lipstein | Director | 110,000 |
| Calvin D. Walsh | Director | 39,268 |
| Thomas J. Kozlowski Jr. | Director | 2,631,942 |
CEO pay and shareholder return
Pay versus performance table from the proxy statement
| Fiscal year | CEO total pay | CEO pay actually paid | Other executives (avg) | Value of $100 invested | Peer group |
|---|---|---|---|---|---|
| FY2025 Thomas J. DeRosa | $390.00K | $390.00K | $284.00K | $42 | – |
| FY2024 Thomas J. DeRosa | $993.38K | $641.50K | $313.29K | $74 | – |
| FY2023 Thomas J. DeRosa | $585.37K | $585.37K | $287.13K | $16 | – |
| FY2022 Luke DAngelo | $475.66K | $475.66K | $523.98K | $78 | – |
| FY2021 Luke DAngelo | $2.44M | $2.10M | $277.86K | $-29 | – |
“Actually paid” adjusts reported pay for changes in the value of equity awards. Shareholder return assumes $100 invested at the start of the measurement period, as disclosed by the company.
Employees
Headcount reported in annual reports
“As of the date of this annual report, we have six full-time employees.”
Corporate history
Events identified from SEC filings