AIFUNasdaqInsurance Agents, Brokers & ServiceFiscal year ends December 31
AIFU Inc.
Financials through fiscal 2025, year ended Dec 31, 2025Last filing: 20-F on Apr 28, 2026
$11.05−0.06 (-0.54%)
Close on Oct 19, 2026
AIFU statistics
Financials through Dec 31, 2025, price-based ratios appear once a share price is available, median of Insurance Agents, Brokers & Service companies for comparison
Valuation
| Measure | AIFU | Industry median |
|---|---|---|
| Market Cap | CN¥1.55B | CN¥1.55B |
| Enterprise Value | CN¥1.57B | CN¥1.13B |
| PS Ratio | 2.78 | 0.82 |
| PB Ratio | 3.24 | 2.15 |
| P/TBV Ratio | 3.24 | 1.09 |
Enterprise value
| Measure | AIFU | Industry median |
|---|---|---|
| EV / Sales | 2.81 | 0.56 |
Income (trailing twelve months)
| Measure | AIFU | Industry median |
|---|---|---|
| Revenue | CN¥556.57M | CN¥1.58B |
| Operating Income | -CN¥39.06M | -CN¥29.97M |
| Pretax Income | -CN¥2.27B | -CN¥18.20M |
| Net Income | -CN¥2.28B | -CN¥17.79M |
| EBITDA | -CN¥33.73M | -CN¥26.26M |
Margins
| Measure | AIFU | Industry median |
|---|---|---|
| Operating Margin | -7.02% | -3.86% |
| Pretax Margin | -408.4% | -0.68% |
| Profit Margin | -408.8% | -0.59% |
| EBITDA Margin | -6.06% | -3.34% |
| FCF Margin | -3.52% | 0.61% |
Returns
| Measure | AIFU | Industry median |
|---|---|---|
| Return on Equity (ROE) | -150.4% | -2.01% |
| Return on Assets (ROA) | -80.1% | -1.29% |
| Return on Invested Capital (ROIC) | -2.51% | |
| Return on Capital Employed (ROCE) | -3.84% | -3.84% |
Growth
| Measure | AIFU | Industry median |
|---|---|---|
| Revenue Growth (YoY) | -58.2% | 26.7% |
| Net Income Growth (YoY) | -600.1% | |
| FCF Growth (YoY) | -114.6% | |
| Revenue Growth (3Y CAGR) | -41.5% | 7.46% |
| Revenue Growth (5Y CAGR) | -29.8% |
Balance sheet
| Measure | AIFU | Industry median |
|---|---|---|
| Cash & Short-Term Investments | CN¥31.10M | CN¥82.70M |
| Total Debt | CN¥56.00M | CN¥51.50M |
| Net Cash (Debt) | -CN¥24.91M | -CN¥7.98M |
| Net Cash Per Share | -1.19 CNY | -0.00 CNY |
| Equity (Book Value) | CN¥478.52M | CN¥411.23M |
| Book Value Per Share | 22.86 CNY | 1.43 CNY |
| Tangible Book Value | CN¥478.52M | CN¥331.14M |
| Working Capital | CN¥91.62M | CN¥200.32M |
Financial position
| Measure | AIFU | Industry median |
|---|---|---|
| Current Ratio | 1.18 | 1.23 |
| Quick Ratio | 0.19 | 0.93 |
| Debt / Equity | 0.12 | 0.15 |
Cash flow (trailing twelve months)
| Measure | AIFU | Industry median |
|---|---|---|
| Operating Cash Flow | -CN¥16.27M | -CN¥11.70M |
| Capital Expenditures | -CN¥3.34M | -CN¥8.25M |
| Free Cash Flow | -CN¥19.61M | CN¥9.63M |
| FCF Per Share | -0.94 CNY | 0.01 CNY |
Efficiency
| Measure | AIFU | Industry median |
|---|---|---|
| Asset Turnover | 0.20 | 1.18 |
| Revenue Per Employee | CN¥936.98K | CN¥4.26M |
| Profits Per Employee | -CN¥3.83M | -CN¥37.93K |
| Employee Count | 594 | 594 |
Dividends and yields
| Measure | AIFU | Industry median |
|---|---|---|
| Earnings Yield | -147.0% | -0.70% |
| FCF Yield | -1.27% | 7.23% |
| Buyback Yield | -0.47% | |
| Shareholder Yield | -0.47% |
Shares
| Measure | AIFU | Industry median |
|---|---|---|
| Shares Outstanding | 20,935,300 | 276,481,000 |
| Shares Change (YoY) | 278.6% | 5.38% |
Taxes
| Measure | AIFU | Industry median |
|---|---|---|
| Income Tax | CN¥4.02M | CN¥46.00K |
Scores
| Measure | AIFU | Industry median |
|---|---|---|
| Altman Z-Score | 1.01 | 1.45 |
| Piotroski F-Score | 2 | 3 |
Calculated by StockData from AIFU's SEC filings. Hover a measure to see its formula. The grey column is the median of companies in the same industry group (two-digit SIC code); green or red marks a better or worse value than that median.