Aflac Inc (AFL) stock
AFLNYSEAccident & Health InsuranceFiscal year ends December 31
Financials through Q3 FY2026, quarter ended Sep 30, 2026Last filing: 10-Q on Nov 5, 2026Score 8/306% above fair value
$127.61+1.10 (+0.87%)
Close on Nov 13, 2026Market cap $63.98BP/E 18.6Yield 1.82%
Aflac profit margin
Profit margin (net margin) is net income as a percentage of revenue.
Aflac's profit margin for the twelve months ending Sep 30, 2026 was 21.2%. For fiscal 2025 it was 21.2%, against 28.8% the year before. The highest annual figure on record is 28.8% in fiscal 2024.
Annual profit margin
| Period | Period end | Value | Change (pts) |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | 21.2% | −7.5 |
| FY2024 | Dec 31, 2024 | 28.8% | +3.8 |
| FY2023 | Dec 31, 2023 | 24.9% | +1.8 |
| FY2022 | Dec 31, 2022 | 23.1% | +3.5 |
| FY2021 | Dec 31, 2021 | 19.6% | −1.9 |
| FY2020 | Dec 31, 2020 | 21.6% | +6.8 |
| FY2019 | Dec 31, 2019 | 14.8% | +1.4 |
| FY2018 | Dec 31, 2018 | 13.4% | −7.8 |
| FY2017 | Dec 31, 2017 | 21.2% | +9.5 |
| FY2016 | Dec 31, 2016 | 11.8% | −0.3 |
| FY2015 | Dec 31, 2015 | 12.1% | −0.8 |
| FY2014 | Dec 31, 2014 | 13.0% | −0.2 |
| FY2013 | Dec 31, 2013 | 13.2% | +1.9 |
| FY2012 | Dec 31, 2012 | 11.3% | +2.6 |
| FY2011 | Dec 31, 2011 | 8.7% | −2.5 |
| FY2010 | Dec 31, 2010 | 11.2% | +3.0 |
| FY2009 | Dec 31, 2009 | 8.2% | +0.6 |
| FY2008 | Dec 31, 2008 | 7.6% | – |
Quarterly profit margin
Change is against the same quarter a year earlier.
| Period | Period end | Value | Change (pts) |
|---|---|---|---|
| Q3 FY2026 | Sep 30, 2026 | 9.3% | −25.3 |
| Q2 FY2026 | Jun 30, 2026 | 20.0% | +5.6 |
| Q1 FY2026 | Mar 31, 2026 | 23.4% | +22.6 |
| Q4 FY2025 | Dec 31, 2025 | 28.3% | −6.9 |
| Q3 FY2025 | Sep 30, 2025 | 34.6% | +37.7 |
| Q2 FY2025 | Jun 30, 2025 | 14.4% | −19.8 |
| Q1 FY2025 | Mar 31, 2025 | 0.9% | −33.7 |
| Q4 FY2024 | Dec 31, 2024 | 35.2% | +28.1 |
| Q3 FY2024 | Sep 30, 2024 | -3.2% | −34.9 |
| Q2 FY2024 | Jun 30, 2024 | 34.2% | +2.6 |
| Q1 FY2024 | Mar 31, 2024 | 34.6% | +9.8 |
| Q4 FY2023 | Dec 31, 2023 | 7.1% | +2.1 |
| Q3 FY2023 | Sep 30, 2023 | 31.7% | −6.2 |
| Q2 FY2023 | Jun 30, 2023 | 31.6% | +5.4 |
| Q1 FY2023 | Mar 31, 2023 | 24.8% | +4.5 |
| Q4 FY2022 | Dec 31, 2022 | 5.0% | −14.4 |
| Q3 FY2022 | Sep 30, 2022 | 37.9% | +20.9 |
| Q2 FY2022 | Jun 30, 2022 | 26.2% | +6.4 |
| Q1 FY2022 | Mar 31, 2022 | 20.2% | −1.8 |
| Q4 FY2021 | Dec 31, 2021 | 19.3% | +3.2 |
| Q3 FY2021 | Sep 30, 2021 | 17.0% | −26.4 |
| Q2 FY2021 | Jun 30, 2021 | 19.9% | +5.0 |
| Q1 FY2021 | Mar 31, 2021 | 22.0% | +11.1 |
| Q4 FY2020 | Dec 31, 2020 | 16.1% | +2.2 |
| Q3 FY2020 | Sep 30, 2020 | 43.4% | +29.3 |
| Q2 FY2020 | Jun 30, 2020 | 14.9% | +0.1 |
| Q1 FY2020 | Mar 31, 2020 | 11.0% | −5.4 |
| Q4 FY2019 | Dec 31, 2019 | 13.9% | +3.7 |
| Q3 FY2019 | Sep 30, 2019 | 14.0% | −1.1 |
| Q2 FY2019 | Jun 30, 2019 | 14.8% | −0.1 |
| Q1 FY2019 | Mar 31, 2019 | 16.4% | +3.3 |
| Q4 FY2018 | Dec 31, 2018 | 10.2% | −37.4 |
| Q3 FY2018 | Sep 30, 2018 | 15.2% | +2.1 |
| Q2 FY2018 | Jun 30, 2018 | 14.9% | +1.8 |
| Q1 FY2018 | Mar 31, 2018 | 13.1% | +2.0 |
| Q4 FY2017 | Dec 31, 2017 | 47.6% | +35.0 |
| Q3 FY2017 | Sep 30, 2017 | 13.0% | – |
| Q2 FY2017 | Jun 30, 2017 | 13.1% | – |
| Q1 FY2017 | Mar 31, 2017 | 11.2% | – |
| Q4 FY2016 | Dec 31, 2016 | 12.6% | – |
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