Enact Holdings, Inc.
Close on Oct 19, 2026
- Market cap
- $6.48B
- P/E (TTM)
- 9.7
- Dividend yield
- 1.76%
About Enact
Insurance Agents, Brokers & Service, SIC 6411
Enact Holdings, Inc. provides private residential mortgage insurance and related reinsurance solutions within the housing finance system of the United States. Its primary business involves issuing mortgage guaranty insurance on low down payment loans, protecting residential mortgage lenders and investors from losses caused by borrower nonpayment. The company also offers pool mortgage insurance, contract underwriting services, and reinsurance coverage through its operating subsidiaries. Enact serves a diversified customer base of approximately 1,600 mortgage originators, including national commercial banks, non-bank mortgage lenders, local mortgage bankers, community banks, and credit unions.
The company conducts business across all fifty United States and the District of Columbia. Enact operates primarily through its subsidiary Enact Mortgage Insurance Corporation, maintains an offshore reinsurance entity in Bermuda, and manages an immaterial run-off insurance portfolio tied to reference properties in Mexico. The provided text notes that Enact Holdings was incorporated in Delaware, but it does not state the city or location of its corporate headquarters.
Summary of the business section of Enact's latest annual report, written by StockData.
Company profile
Company
- Legal name
- Enact Holdings, Inc.
- Founded
- 1981
- Headquarters
- Raleigh, NC
- Address
- 8325 Six Forks Road 27615
- Phone
- (919) 846-4100
- Employees
- 419, Dec 31, 2025
- Industry
- Insurance Agents, Brokers & Service
- Incorporated in
- Delaware
- Fiscal year ends
- December 31
- Auditor
- KPMG LLP, Chicago, Illinois
Stock & identifiers
- Ticker
- ACT
- Exchange
- Nasdaq
- IPO date
- Sep 17, 2021
- Shares outstanding
- 137M, Aug 3, 2026
- Public float
- $1.00B, Jun 30, 2025
- Filer category
- Large accelerated filer
- SEC CIK
- 1823529
- CUSIP
- 29249E109
- ISIN
- US29249E1091
- LEI
- 9845003CA5664B741N19
- EIN
- 46-1579166
Executives and directors
Officers and directors who filed ownership reports (Forms 3, 4, 5) in the last two years
| Name | Position | Shares owned |
|---|---|---|
| Rohit Gupta | President and CEO, Director | 518,179 |
| James McMullen | Controller | 1,697 |
| Michael Derstine | EVP and Chief Risk Officer | 39,104 |
| Evan Stolove | EVP, Gen. Counsel & Secretary | 32,003 |
| Brian Gould | EVP & Chief Operations Officer | 22,291 |
| Hardin Dean Mitchell | EVP, CFO and Treasurer | 142,298 |
| Robert P. Restrepo Jr | Director | 0 |
| Westley V. Thompson | Director | 5,000 |
| H. Elizabeth Mitchell | Director | – |
| Michael A. Bless | Director | 5,000 |
| Sheila Hooda | Director | – |
| John D. Fisk | Director | 6,000 |
| Debra Still | Director | 5,000 |
| Dominic James Addesso | Director | 10,000 |
| Anne G. Waleski | Director | 5,000 |
CEO pay and shareholder return
Pay versus performance table from the proxy statement
| Fiscal year | CEO total pay | CEO pay actually paid | Other executives (avg) | Value of $100 invested | Peer group |
|---|---|---|---|---|---|
| FY2025 Mr. Rohit Gupta | $9.87M | $22.86M | $1.69M | $239 | $186 |
| FY2024 Mr. Rohit Gupta | $9.96M | $19.05M | $1.79M | $191 | $155 |
| FY2023 Mr. Rohit Gupta | $8.08M | $13.94M | $1.69M | $167 | $133 |
| FY2022 Mr. Rohit Gupta | $7.85M | $9.52M | $1.66M | $132 | $91 |
| FY2021 Mr. Rohit Gupta | $11.01M | $14.08M | $1.88M | $107 | $99 |
“Actually paid” adjusts reported pay for changes in the value of equity awards. Shareholder return assumes $100 invested at the start of the measurement period, as disclosed by the company.
Employees
Headcount reported in annual reports
“As of December 31, 2025, we had 419 full-time employees, all of whom work in the United States.”
Corporate history
Events identified from SEC filings
| Date | Event | Details |
|---|---|---|
| Sep 17, 2021 | IPO | Initial public offering priced (424B4 prospectus) |
| May 10, 2021 | Listing | Registration of securities on an exchange (Form 8-A) |
| May 4, 2021 | Name change | Name changed from Genworth Mortgage Holdings, Inc. to Enact Holdings, Inc. |