AMERICAN COASTAL INSURANCE Corp

American Coastal Insurance Corporation operates as a property and casualty insurance holding company, conducting business primarily through its subsidiary, American Coastal Insurance Company. The firm functions in a single reportable operating segment focused on commercial multi-peril property coverage. Its core insurance offerings protect against perils such as fire, wind, hail, water, theft, and vandalism, alongside fee-generating non-risk policies for equipment breakdown, identity theft, and flood. The company serves commercial residential clients, specifically residential condominium associations, apartment properties, and assisted living facilities.

The enterprise concentrates its insurance activities entirely within the state of Florida in the United States, writing all of its policies and premiums in this jurisdiction. As of December 31, 2025, the organization employs 68 individuals across claims, sales, underwriting, and corporate functions. Distribution relies on managing general agency agreements and wholesale agency networks to reach its Florida customer base. The company maintains its corporate headquarters and principal executive offices in St. Petersburg, Florida.

Summary of the business section of American Coastal Insurance's latest annual report, written by StockData.

“Actually paid” adjusts reported pay for changes in the value of equity awards. Shareholder return assumes $100 invested at the start of the measurement period, as disclosed by the company.

“As of December 31, 2025, we had 68 employees, of which 11 worked in our Claims Department, and 10 worked in our Sales and Underwriting Department, respectively.”