Abacus Global Management, Inc. (ABXL) stock analysis
Close on Nov 3, 2026Market cap $842.97MP/E 30.8Yield –
StockData Score
Prices as of Nov 3, 2026How the score works
Weak7 of 30 checks passed
Abacus Global Management passes 7 of the 30 checks behind our score; 10 could not be run for lack of data and count as not passed. Each dot in the shape is one check — hover it for the numbers.
- Valuation
- 1/6
- Growth
- 4/6
- Past performance
- 0/6
- Financial health
- 1/6
- Dividend
- 1/6
What stands out
Revenue growing 10%+ a year
Revenue grew 73.9% a year over the last three fiscal years.
Debt covered by cash flow
Operating cash flow over the last twelve months equals 27.5% of total debt.
Guidance raised
Abacus Global Management raised its FY26 Adjusted net income outlook on May 7, 2026.
EV/EBITDA below its 5-year median
Abacus Global Management's EV/EBITDA of 11.3 is below its 5-year median of 14.9.
What to watch
Margin of safety under 20%
The price is 5.9% above fair value, so there is no margin of safety.
Trading above fair value
The share price of $8.62 is above our fair value estimate of $8.14.
EPS growing under 10% a year
Diluted EPS grew -17.0% a year over the last three fiscal years.
Interest not well covered
Operating income covers interest expense 2.2 times; we look for at least 5.
Valuation1/6
P/E above its 5-year median
Abacus Global Management's P/E of 30.8 is above its own 5-year median of 25.3.
P/E above the industry
Abacus Global Management's P/E of 30.8 is above the Services Allied with the Exchange of Securities median of 22.0.
EV/EBITDA below its 5-year median
Abacus Global Management's EV/EBITDA of 11.3 is below its 5-year median of 14.9.
P/S above the industry
Abacus Global Management's price-to-sales of 3.15 is above the Services Allied with the Exchange of Securities median of 2.94 (book value is negative, so we use sales).
Trading above fair value
The share price of $8.62 is above our fair value estimate of $8.14.
Margin of safety under 20%
The price is 5.9% above fair value, so there is no margin of safety.
Growth4/6
Revenue growing 10%+ a year
Revenue grew 73.9% a year over the last three fiscal years.
EPS growing under 10% a year
Diluted EPS grew -17.0% a year over the last three fiscal years.
Earnings acceleration
Needs positive net income now, a year ago and five years ago.
Growing faster than the industry
Revenue grew 65.3% over the last twelve months; the Services Allied with the Exchange of Securities median is 8.9%.
Guidance raised
Abacus Global Management raised its FY26 Adjusted net income outlook on May 7, 2026.
Gross margin improving
Gross margin was 88.4% over the last twelve months, against 88.2% a year earlier.
Past performance0/6
Return on equity
Needs positive equity and five years of results.
Return on invested capital
Needs operating income and invested capital.
Return on equity against the industry
Needs positive equity.
Earnings over 5 years
Needs positive net income five years ago and in the latest year.
Net margin below its 5-year average
Net margin was 10.5% over the last twelve months, against a 5-year average of 19.8%.
Net margin below the industry
Abacus Global Management's net margin of 10.5% is below the Services Allied with the Exchange of Securities median of 15.7%.
Financial health1/6
Debt level
Needs debt and equity figures.
Debt trend
Needs a balance sheet from five years ago with positive equity.
Debt covered by cash flow
Operating cash flow over the last twelve months equals 27.5% of total debt.
Interest not well covered
Operating income covers interest expense 2.2 times; we look for at least 5.
Short-term assets don't cover short-term debts
Current assets are 0.70 times current liabilities.
Elevated bankruptcy risk
The Altman Z-score is 1.73; above 3 is the safe zone and below 1.8 the distress zone.
Dividend1/6
Pays a dividend
Abacus Global Management paid dividends worth 2.3% of the share price over the last twelve months.
Yield below Treasuries
The 2.3% yield is below the 4.4% on a 1-year Treasury.
Yield below the top quarter
The top quarter of US dividend payers yield 3.9% or more; Abacus Global Management yields 2.3%.
Dividend stability
Fewer than five years of dividend history.
Earnings cover
Needs dividends paid and net income.
Cash-flow cover
Needs dividends paid and free cash flow.
Fair value
How we estimate itOur estimate per share
$8.14
The share price is 6% above this estimate.
| Method | Multiple used | Own 5Y median | Industry median | Value per share | Weight |
|---|---|---|---|---|---|
| P/E | 23.2× | 25.3× | 22.0× | $6.51 | 53% |
| EV/EBITDA | 12.7× | 14.9× | 11.3× | $10.00 | 47% |
| Fair value | $8.14 | 100% | |||
Valuation over time
Using the earnings and balance sheet published at each date, not today's.
- P/E at month end
- Own 5-year median 25.3
- Services Allied with the Exchange of Securities median 22.0
An estimate from reported numbers and market multiples, not a price target or investment advice. It can be far off for companies whose profits are about to change sharply.
Market risk
From the past year of daily prices.
Liquidity
Medium risk
- Average value traded per day
- $5.01M
- Value traded per 1% price move
- $2.55M
Downside
Medium risk
- Typical loss in a bad month
- 19.5%
- Volatility (annualized)
- 56%
- Sharpe ratio, 1 year
- 1.21
- Beta to the S&P 500 (5Y)
- 0.32
Typical bad-month loss, week by week
Margins
Share of revenue, fiscal years 2020 to 2025
Gross margin
Operating margin
Net margin
Growth rates
Compound annual growth to fiscal 2025
| Per year | 1 year | 3 years | 5 years | 10 years | Five-year pace |
|---|---|---|---|---|---|
| Revenue | +110.2% | +73.9% | – | – | |
| Gross profit | +105.2% | +74.5% | – | – | |
| Operating income | – | +38.1% | – | – | |
| Net income | – | +4.9% | – | – | |
| EPS, diluted | – | -17.0% | – | – |
Returns and balance sheet
6 fiscal years. Hover a measure to see how it is calculated.
| Measure | FY2020 | FY2020 | FY2025 | Trend |
|---|---|---|---|---|
| Return on equity | – | – | – | |
| Return on assets | – | – | 4.1% | |
| Current ratio | – | – | 0.47 | |
| Net debt to EBITDA | – | – | 3.42× | |
| Interest coverage | – | – | 2.3× | |
| Capex to revenue | – | – | 0.4% | |
| Diluted shares | – | – | 99M |
Cash use needs five years of cash flow figures
Abacus Global Management does not report operating cash flow and capital expenditure for each of the last five fiscal years.
DuPont analysis
Return on equity split into margin, efficiency and leverage
| Fiscal year | Net margin | Asset turnover | Equity multiplier | Return on equity |
|---|---|---|---|---|
| FY2022 | 70.9% | 0.22× | -8.69× | -135.9% |
Piotroski F-Score
Nine tests of profitability, balance sheet and efficiency, fiscal 2025 against fiscal 2024
- ProfitableNet income above zero$36.53M
- Cash generatingOperating cash flow above zero-$25.68M
- Return on assets improvedROA up on the prior year-7.2% → 4.2%
- Earnings backed by cashOperating cash flow above net income-$25.68M vs $36.53M
- Less leverageLong-term debt to assets fell39.2% → 32.1%
- Better liquidityCurrent ratio rose2.55 → 0.47
- No dilutionShare count did not rise71M → 99M
- Gross margin improvedGross margin up on the prior year89.84% → 87.73%
- More efficientAsset turnover rose0.34 → 0.27
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