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Arbor Realty Trust Inc (ABR.PF) stock analysis

ABR.PFNYSEReal Estate Investment TrustsFiscal year ends December 31Also trades as ABR, ABR.PD, ABR.PE
Financials through Q3 FY2026, quarter ended Sep 30, 2026Last filing: 10-Q on Oct 30, 2026Score 10/3086% below fair value
$13.58−2.91 (-17.65%)

Close on Oct 30, 2026Market cap $399.23MP/E –Yield –

StockData Score

Prices as of Oct 30, 2026How the score works

Value3Growth0Performance0Health4Dividend3

Mixed10 of 30 checks passed

Arbor Realty Trust passes 10 of the 30 checks behind our score; 16 could not be run for lack of data and count as not passed. Each dot in the shape is one check — hover it for the numbers.

Valuation
3/6
Growth
0/6
Past performance
0/6
Financial health
4/6
Dividend
3/6

What stands out

  • Margin of safety over 20%

    The price is 85.9% below fair value, more than the 20% cushion we look for.

  • Trading below fair value

    The share price of $2.14 is below our fair value estimate of $15.20.

  • No debt

    Arbor Realty Trust has no borrowings on its latest balance sheet.

  • Interest well covered

    No meaningful interest expense to cover.

What to watch

  • Revenue growing under 10% a year

    Revenue grew -6.2% a year over the last three fiscal years, short of the 10% we look for.

  • EPS growing under 10% a year

    Diluted EPS grew -30.5% a year over the last three fiscal years.

  • Elevated bankruptcy risk

    The Altman Z-score is 0.02; above 3 is the safe zone and below 1.8 the distress zone.

  • Growing slower than the industry

    Revenue grew -12.9% over the last twelve months; the Miscellaneous Investing median is 4.4%.

Valuation3/6

  • P/E against its history

    Not enough price and earnings history to compare.

  • P/E against the industry

    Needs positive earnings and enough profitable companies in the industry.

  • EV/EBITDA against its history

    Needs positive EBITDA and price history.

  • P/B below the industry

    Arbor Realty Trust's price-to-book of 0.16 is below the Miscellaneous Investing median of 1.20.

  • Trading below fair value

    The share price of $2.14 is below our fair value estimate of $15.20.

  • Margin of safety over 20%

    The price is 85.9% below fair value, more than the 20% cushion we look for.

Growth0/6

  • Revenue growing under 10% a year

    Revenue grew -6.2% a year over the last three fiscal years, short of the 10% we look for.

  • EPS growing under 10% a year

    Diluted EPS grew -30.5% a year over the last three fiscal years.

  • Earnings acceleration

    Needs positive net income now, a year ago and five years ago.

  • Growing slower than the industry

    Revenue grew -12.9% over the last twelve months; the Miscellaneous Investing median is 4.4%.

  • Company guidance

    No outlook found in earnings releases from the last twelve months.

  • Gross margin trend

    This company does not report gross profit.

Past performance0/6

  • Return on equity

    Needs positive equity and five years of results.

  • Return on invested capital

    Needs operating income and invested capital.

  • Return on equity against the industry

    Needs positive equity.

  • Earnings over 5 years

    Needs positive net income five years ago and in the latest year.

  • Net margin against its history

    Needs five years of revenue and net income.

  • Net margin against the industry

    Needs revenue and net income.

Financial health4/6

  • No debt

    Arbor Realty Trust has no borrowings on its latest balance sheet.

  • Debt not rising

    With no debt today, leverage cannot have risen.

  • Debt covered by cash flow

    There is no debt to cover.

  • Interest well covered

    No meaningful interest expense to cover.

  • Short-term liquidity

    The balance sheet is not split into current and non-current items.

  • Elevated bankruptcy risk

    The Altman Z-score is 0.02; above 3 is the safe zone and below 1.8 the distress zone.

Dividend3/6

  • Pays a dividend

    Arbor Realty Trust paid dividends worth 43.9% of the share price over the last twelve months.

  • Yield above Treasuries

    The 43.9% yield is above the 4.4% on a 1-year Treasury.

  • Yield in the top quarter

    The top quarter of US dividend payers yield 4.0% or more; Arbor Realty Trust yields 43.9%.

  • Dividend stability

    Fewer than five years of dividend history.

  • Earnings cover

    Needs dividends paid and net income.

  • Cash-flow cover

    Needs dividends paid and free cash flow.

Scores of similar companies

Fair value

How we estimate it

Our estimate per share

$15.20

The share price is 86% below this estimate.

20%+ below
Near fair value
20%+ above
$2.14Price$15.20Fair value
MethodMultiple usedOwn 5Y medianIndustry medianValue per shareWeight
P/B1.0×0.8×1.2×$13.7329%
P/S3.9×3.7×4.1×$9.7129%
Earnings power9.6% cost of equity––$19.8443%
Fair value$15.20100%

Valuation over time

Using the earnings and balance sheet published at each date, not today's.

  • P/E at month end
  • Own 5-year median 9.6
  • Miscellaneous Investing median 25.0

An estimate from reported numbers and market multiples, not a price target or investment advice. It can be far off for companies whose profits are about to change sharply.

Market risk

From the past year of daily prices.

Liquidity

Low risk

Average value traded per day
$27.31M
Value traded per 1% price move
$8.49M

Downside

High risk

Typical loss in a bad month
37.9%
Volatility (annualized)
55%
Sharpe ratio, 1 year
-1.55
Beta to the S&P 500 (5Y)
0.93

Typical bad-month loss, week by week

25%: high

Margins

Share of revenue, fiscal years 2011 to 2025

Operating margin

34.6%−19.8 pts over 5 years

Net margin

–