Bancorp vs WSFS Financial
TBBK and WSFS side by side, both in commercial banks. Figures are trailing twelve months unless noted, from SEC filings and end-of-day prices.
How TBBK and WSFS compare
WSFS Financial is the larger company, worth 2.1 times as much as Bancorp ($4.1B against $2.0B).
On earnings, Bancorp is cheaper: it trades at 8.6× trailing earnings, against 12.6× for WSFS Financial.
WSFS Financial grew revenue faster over the last twelve months (5.8% versus −2.5% for Bancorp).
Bancorp keeps more of each dollar of sales as profit, with a net margin of 35.6% compared with 29.8% at WSFS Financial.
WSFS Financial pays a dividend yielding 0.96%; Bancorp does not pay one.
Key numbers
A dot marks the better figure where higher or lower is clearly better.
| Metric | TBBK | WSFS |
|---|---|---|
| Size and price | ||
| Market cap | $2.0B | $4.1B |
| Share price | $48.62 | $80.06 |
| Change, 1 year | −23.5% | 46.4% |
| Change, 5 years | 59.2% | 48.4% |
| Beta (5Y) | 1.22 | 0.80 |
| Employees | 733 | 2,335 |
| StockData Score | ||
| Total score | 14 | 14 |
| Valuation score | 4 (better) | 0 |
| Growth score | 2 (better) | 1 |
| Performance score | 5 (better) | 4 |
| Health score | 3 | 5 (better) |
| Dividend score | 0 | 4 (better) |
| Valuation | ||
| P/E | 8.6× (better) | 12.6× |
| P/S | 2.9× (better) | 3.7× |
| P/B | 2.9× | 1.6× (better) |
| P/FCF | 9.6× (better) | 14.3× |
| PEG | 0.29 (better) | 0.94 |
| FCF yield | 10.4% (better) | 7.0% |
| Fair value | $52.21 | $69.31 |
| Margin of safety | 6.9% (better) | −15.5% |
| Growth | ||
| Revenue growth (TTM) | −2.5% | 5.8% (better) |
| Revenue growth, 5Y average | 81.8% (better) | 8.3% |
| Net income growth (TTM) | 5.3% | 19.5% (better) |
| EPS growth (TTM) | 18.4% | 31.1% (better) |
| EPS growth, 5Y average | 29.1% (better) | 17.5% |
| Profitability | ||
| Net margin | 35.6% (better) | 29.8% |
| FCF margin | 30.8% (better) | 25.6% |
| Return on equity | 33.0% (better) | 12.4% |
| Financial health | ||
| Debt / equity | 1.64 | – |
| Altman Z-score | 0.38 (better) | 0.33 |
| Piotroski F-score | 6 | 6 |
| Dividends and buybacks | ||
| Dividend yield | – | 0.96% |
| Payout ratio | – | 11.7% |
| Years of dividend growth | – | 1 |
| Dividend growth, 5Y average | – | 6.6% |
| Buyback yield | 15.3% (better) | 8.0% |
| Shareholder yield | 15.3% (better) | 8.9% |
| Ownership | ||
| Held by institutions | 101% | 92.8% |
| Held by insiders | 6.8% | 1.2% |
| Insider net buying, 12 months | −$551K (better) | −$5.6M |
| Short interest, % of float | 9.5% | 5.2% |
Go deeper
- TBBK stock overview
- TBBK income statement
- TBBK valuation and score
- WSFS stock overview
- WSFS income statement
- WSFS valuation and score
For information only, not investment advice. Check the source filings before relying on any figure.