WSFSNasdaqNational Commercial BanksFiscal year ends December 31
WSFS FINANCIAL CORP
Financials through Q2 FY2026, quarter ended Jun 30, 2026Last filing: 10-Q on Aug 5, 2026
$75.92−0.43 (-0.56%)
Close on Oct 19, 2026
- Market cap
- $3.94B
- P/E (TTM)
- 12.7
- Dividend yield
- 0.87%
Margins
Share of revenue, fiscal years 2011 to 2025
Net margin
27.0%+10.9 pts over 5 years
Growth rates
Compound annual growth to fiscal 2025
| Per year | 1 year | 3 years | 5 years | 10 years | Five-year pace |
|---|---|---|---|---|---|
| Revenue | +1.9% | +3.4% | +8.3% | +14.6% | |
| Net income | +9.0% | +8.9% | +20.1% | +18.3% | |
| EPS, diluted | +15.4% | +13.4% | +17.5% | +10.7% | |
| Free cash flow | +3.9% | -23.2% | +93.0% | +12.5% | |
| Dividend per share | +10.0% | +5.6% | +6.6% | +12.1% |
Returns and balance sheet
10 fiscal years. Hover a measure to see how it is calculated.
| Measure | FY2016 | FY2020 | FY2025 | Trend |
|---|---|---|---|---|
| Return on equity | 10.1% | 6.3% | 10.8% | |
| Return on assets | 1.0% | 0.9% | 1.4% | |
| Capex to revenue | 3.1% | 1.0% | 0.6% | |
| Diluted shares | 31M | 51M | 56M |
Where the cash went
Fiscal 2021 to 2025, five years combined
Wsfs Financial generated $1.28B from operations and spent $866.73M on capital expenditure, dividends and share buybacks. 5% of that went back into the business.
Generated
$1.28B
Used
$866.73M
Capital expenditure$42.44M5%Dividends$169.70M20%Share buybacks$654.59M76%
DuPont analysis
Return on equity split into margin, efficiency and leverage
Net margin27.0%
×Asset turnover0.05×
×Equity multiplier7.91×
=Return on equity, FY202510.8%
| Fiscal year | Net margin | Asset turnover | Equity multiplier | Return on equity |
|---|---|---|---|---|
| FY2025 | 27.0% | 0.05× | 7.91× | 10.8% |
| FY2024 | 25.2% | 0.05× | 8.17× | 10.4% |
| FY2023 | 26.5% | 0.05× | 8.65× | 11.5% |
| FY2022 | 23.1% | 0.05× | 8.61× | 10.7% |
| FY2021 | 42.3% | 0.04× | 8.07× | 14.6% |
| FY2020 | 16.0% | 0.05× | 7.30× | 6.3% |
| FY2019 | 21.0% | 0.07× | 7.30× | 11.1% |
| FY2018 | 29.6% | 0.06× | 9.22× | 17.4% |
| FY2017 | 13.2% | 0.06× | 9.75× | 7.1% |
| FY2016 | 19.9% | 0.05× | 9.74× | 10.1% |
Piotroski F-Score
Nine tests of profitability, balance sheet and efficiency, fiscal 2025 against fiscal 2024
5of 6 tests passed in fiscal 2025. Some tests lack the figures they need.
- ProfitableNet income above zero$287.35M
- Cash generatingOperating cash flow above zero$220.00M
- Return on assets improvedROA up on the prior year1.3% → 1.4%
- Earnings backed by cashOperating cash flow above net income$220.00M vs $287.35M
- Less leverageLong-term debt to assets fell– → –
- Better liquidityCurrent ratio rose– → –
- No dilutionShare count did not rise60M → 56M
- Gross margin improvedGross margin up on the prior year– → –
- More efficientAsset turnover rose0.05 → 0.05