SouthState Bank vs Wintrust Financial
SSB and WTFC side by side, both in commercial banks. Figures are trailing twelve months unless noted, from SEC filings and end-of-day prices.
How SSB and WTFC compare
SouthState Bank and Wintrust Financial are about the same size, with market caps of $10.2B and $10.3B.
On earnings, SouthState Bank is cheaper: it trades at 11.2× trailing earnings, against 12.2× for Wintrust Financial.
SouthState Bank keeps more of each dollar of sales as profit, with a net margin of 34.3% compared with 31.4% at Wintrust Financial.
Both pay dividends: SouthState Bank yields 2.3% and Wintrust Financial 1.4%.
SouthState Bank scores higher on the StockData Score (18 against 13 for Wintrust Financial), which adds up 30 checks on valuation, growth, past performance, financial health and dividends.
Key numbers
A dot marks the better figure where higher or lower is clearly better.
| Metric | SSB | WTFC |
|---|---|---|
| Size and price | ||
| Market cap | $10.2B | $10.3B |
| Share price | $105.17 | $152.38 |
| Change, 1 year | 19.0% | 19.5% |
| Change, 5 years | 27.4% | 63.6% |
| Beta (5Y) | 0.81 | 0.93 |
| Employees | 6,190 | 5,902 |
| StockData Score | ||
| Total score | 18 (better) | 13 |
| Valuation score | 4 (better) | 2 |
| Growth score | 1 | 1 |
| Performance score | 4 | 4 |
| Health score | 5 (better) | 3 |
| Dividend score | 4 (better) | 3 |
| Valuation | ||
| P/E | 11.2× (better) | 12.2× |
| P/S | 3.8× | 3.6× (better) |
| P/B | 1.1× (better) | 1.4× |
| P/FCF | 6.8× | – |
| PEG | 1.85 | 0.98 (better) |
| FCF yield | 14.7% | – |
| Fair value | $114.50 | $143.09 |
| Margin of safety | 8.2% (better) | −6.5% |
| Growth | ||
| Revenue growth (TTM) | 10.7% | – |
| Revenue growth, 5Y average | 18.7% (better) | 9.3% |
| Net income growth (TTM) | 33.4% (better) | 21.7% |
| EPS growth (TTM) | 29.2% (better) | 17.8% |
| EPS growth, 5Y average | 29.2% (better) | 19.5% |
| Profitability | ||
| Net margin | 34.3% (better) | 31.4% |
| FCF margin | 55.3% | – |
| Return on equity | 10.3% | 12.2% (better) |
| Financial health | ||
| Altman Z-score | 0.20 | 0.22 (better) |
| Piotroski F-score | 5 | 5 |
| Dividends and buybacks | ||
| Dividend yield | 2.3% (better) | 1.4% |
| Payout ratio | 26.1% | 19.9% |
| Years of dividend growth | 14 (better) | 12 |
| Dividend growth, 5Y average | 3.9% | 12.3% (better) |
| Buyback yield | 4.5% | – |
| Shareholder yield | 6.8% (better) | 1.4% |
| Ownership | ||
| Held by institutions | 88.0% | 96.2% |
| Held by insiders | 1.3% | 1.5% |
| Insider net buying, 12 months | −$7.7M | −$7.3M (better) |
| Short interest, % of float | 3.3% | – |
Go deeper
- SSB stock overview
- SSB income statement
- SSB valuation and score
- WTFC stock overview
- WTFC income statement
- WTFC valuation and score
Other comparisons
For information only, not investment advice. Check the source filings before relying on any figure.