1st Source vs First Financial
SRCE and THFF side by side, both in commercial banks. Figures are trailing twelve months unless noted, from SEC filings and end-of-day prices.
How SRCE and THFF compare
1st Source is the larger company, worth 2.3 times as much as First Financial ($2.1B against $917M).
On earnings, First Financial is cheaper: it trades at 10.0× trailing earnings, against 11.9× for 1st Source.
First Financial grew revenue faster over the last twelve months (12.8% versus 9.9% for 1st Source).
Both pay dividends: 1st Source yields 2.0% and First Financial 2.9%.
First Financial scores higher on the StockData Score (15 against 10 for 1st Source), which adds up 30 checks on valuation, growth, past performance, financial health and dividends.
Key numbers
A dot marks the better figure where higher or lower is clearly better.
| Metric | SRCE | THFF |
|---|---|---|
| Size and price | ||
| Market cap | $2.1B | $917M |
| Share price | $87.71 | $77.11 |
| Change, 1 year | 43.3% | 35.4% |
| Change, 5 years | 78.2% | 73.2% |
| Beta (5Y) | 0.59 | 0.55 |
| Employees | 1,190 | 946 |
| StockData Score | ||
| Total score | 10 | 15 (better) |
| Valuation score | 1 | 2 (better) |
| Growth score | 0 | 2 (better) |
| Performance score | 0 | 5 (better) |
| Health score | 6 (better) | 3 |
| Dividend score | 3 | 3 |
| Valuation | ||
| P/E | 11.9× | 10.0× (better) |
| P/S | 4.6× | 3.2× (better) |
| P/B | 1.6× | 1.4× (better) |
| P/FCF | 9.2× | 9.0× (better) |
| PEG | 1.22 (better) | 2.13 |
| FCF yield | 10.9% | 11.1% (better) |
| Fair value | $77.42 | $74.64 |
| Margin of safety | −13.3% | −3.3% (better) |
| Growth | ||
| Revenue growth (TTM) | 9.9% | 12.8% (better) |
| Revenue growth, 5Y average | 5.6% | 6.8% (better) |
| Net income growth (TTM) | – | 23.6% |
| EPS growth (TTM) | 21.9% | 23.4% (better) |
| EPS growth, 5Y average | 15.1% (better) | 11.2% |
| Profitability | ||
| Net margin | – | 32.0% |
| FCF margin | 49.7% (better) | 35.8% |
| Return on equity | – | 14.3% |
| Financial health | ||
| Debt / equity | 0.18 | – |
| Altman Z-score | 0.38 (better) | 0.33 |
| Piotroski F-score | – | 6 |
| Dividends and buybacks | ||
| Dividend yield | 2.0% | 2.9% (better) |
| Payout ratio | – | 28.4% |
| Years of dividend growth | 12 (better) | 2 |
| Dividend growth, 5Y average | 6.1% | 14.8% (better) |
| Buyback yield | 1.3% (better) | 0.04% |
| Shareholder yield | 3.3% (better) | 2.9% |
| Ownership | ||
| Held by institutions | 77.5% | 81.6% |
| Held by insiders | 32.6% | 8.6% |
| Insider net buying, 12 months | −$244K | −$128K (better) |
| Short interest, % of float | 3.9% | 3.8% |
Go deeper
- SRCE stock overview
- SRCE income statement
- SRCE valuation and score
- THFF stock overview
- THFF income statement
- THFF valuation and score
For information only, not investment advice. Check the source filings before relying on any figure.