Simmons First National vs Trustmark
SFNC and TRMK side by side, both in commercial banks. Figures are trailing twelve months unless noted, from SEC filings and end-of-day prices.
How SFNC and TRMK compare
Simmons First National is the larger company, worth 1.3 times as much as Trustmark ($3.4B against $2.6B).
On earnings, Trustmark is cheaper: it trades at 11.4× trailing earnings, against 13.1× for Simmons First National.
Trustmark keeps more of each dollar of sales as profit, with a net margin of 28.6% compared with 26.3% at Simmons First National.
Both pay dividends: Simmons First National yields 3.6% and Trustmark 2.2%.
Trustmark scores higher on the StockData Score (15 against 12 for Simmons First National), which adds up 30 checks on valuation, growth, past performance, financial health and dividends.
Key numbers
A dot marks the better figure where higher or lower is clearly better.
| Metric | SFNC | TRMK |
|---|---|---|
| Size and price | ||
| Market cap | $3.4B | $2.6B |
| Share price | $23.53 | $45.56 |
| Change, 1 year | 30.0% | 18.9% |
| Change, 5 years | −21.2% | 39.2% |
| Beta (5Y) | 0.78 | 0.68 |
| Employees | 2,917 | 2,543 |
| StockData Score | ||
| Total score | 12 | 15 (better) |
| Valuation score | 2 | 5 (better) |
| Growth score | 0 | 1 (better) |
| Performance score | 2 | 3 (better) |
| Health score | 4 (better) | 2 |
| Dividend score | 4 | 4 |
| Valuation | ||
| P/E | 13.1× | 11.4× (better) |
| P/S | 3.4× | 3.2× (better) |
| P/B | 1.0× (better) | 1.3× |
| P/FCF | 10.5× | 10.2× (better) |
| PEG | – | 0.24 |
| FCF yield | 9.5% | 9.8% (better) |
| Fair value | $22.96 | $45.64 |
| Margin of safety | −2.5% | 0.17% (better) |
| Growth | ||
| Revenue growth (TTM) | – | 3.8% |
| Revenue growth, 5Y average | −34.8% | 2.7% (better) |
| Net income growth (TTM) | – | 5.8% |
| EPS growth (TTM) | – | 9.3% |
| EPS growth, 5Y average | – | 8.1% |
| Profitability | ||
| Net margin | 26.3% | 28.6% (better) |
| FCF margin | 32.7% (better) | 31.5% |
| Return on equity | 7.8% | 11.2% (better) |
| Financial health | ||
| Debt / equity | 0.09 | – |
| Altman Z-score | 0.20 | 0.30 (better) |
| Piotroski F-score | 3 | 6 (better) |
| Dividends and buybacks | ||
| Dividend yield | 3.6% (better) | 2.2% |
| Payout ratio | 47.7% | 24.9% |
| Years of dividend growth | 12 (better) | 1 |
| Dividend growth, 5Y average | 4.6% (better) | 0.85% |
| Buyback yield | – | 3.9% |
| Shareholder yield | 3.6% | 6.1% (better) |
| Ownership | ||
| Held by institutions | 81.8% | 80.7% |
| Held by insiders | 1.5% | 1.9% |
| Insider net buying, 12 months | $0 (better) | −$24.2K |
| Short interest, % of float | 5.8% | 6.0% |
Go deeper
- SFNC stock overview
- SFNC income statement
- SFNC valuation and score
- TRMK stock overview
- TRMK income statement
- TRMK valuation and score
For information only, not investment advice. Check the source filings before relying on any figure.