Ryan Specialty vs Waterdrop
RYAN and WDH side by side, both in insurance agents, brokers, and service. Figures are trailing twelve months unless noted, from SEC filings and end-of-day prices.
How RYAN and WDH compare
Waterdrop grew revenue faster over the last twelve months (43.5% versus 9.8% for Ryan Specialty).
Waterdrop keeps more of each dollar of sales as profit, with a net margin of 14.3% compared with 3.2% at Ryan Specialty.
Ryan Specialty pays a dividend yielding 0.83%; Waterdrop does not pay one.
Key numbers
A dot marks the better figure where higher or lower is clearly better.
| Metric | RYAN | WDH |
|---|---|---|
| Size and price | ||
| Market cap | $11.8B | – |
| Share price | $46.89 | $1.01 |
| Change, 1 year | −18.1% | −38.0% |
| Change, 5 years | 17.4% | −42.3% |
| Beta (5Y) | 0.26 | 0.60 |
| Employees | 6,110 | 3,018 |
| StockData Score | ||
| Total score | 9 | 9 |
| Valuation score | 0 | 0 |
| Growth score | 3 (better) | 2 |
| Performance score | 2 | 4 (better) |
| Health score | 1 | 3 (better) |
| Dividend score | 3 (better) | 0 |
| Valuation | ||
| P/S | 3.6× | – |
| P/B | 26.4× | – |
| EV/EBITDA | 31.1× | – |
| P/FCF | 20.7× | – |
| FCF yield | 4.8% | – |
| Growth | ||
| Revenue growth (TTM) | 9.8% | 43.5% (better) |
| Revenue growth, 5Y average | 24.5% (better) | 5.6% |
| Net income growth (TTM) | 51.2% | 54.8% (better) |
| EPS growth (TTM) | – | 50.0% |
| Profitability | ||
| Operating margin | 15.6% (better) | 9.3% |
| Net margin | 3.2% | 14.3% (better) |
| FCF margin | 17.5% (better) | 5.4% |
| Return on equity | 19.4% (better) | 11.4% |
| Return on invested capital | 10.9% | 11.3% (better) |
| Financial health | ||
| Debt / equity | 8.23 | 0.01 (better) |
| Net debt / EBITDA | 6.91 (better) | −2.61 |
| Current ratio | 1.01 | 2.10 (better) |
| Altman Z-score | 1.17 | – |
| Piotroski F-score | 4 | 6 (better) |
| Dividends and buybacks | ||
| Dividend yield | 0.83% | – |
| Payout ratio | 60.3% | 22.9% |
| Shareholder yield | 0.83% | – |
| Ownership | ||
| Held by institutions | 46.3% | 0.69% |
| Held by insiders | 57.6% | 22.5% |
| Insider net buying, 12 months | −$234M | – |
| Short interest, % of float | 12.5% | – |
Go deeper
- RYAN stock overview
- RYAN income statement
- RYAN valuation and score
- WDH stock overview
- WDH income statement
- WDH valuation and score
Other comparisons
For information only, not investment advice. Check the source filings before relying on any figure.