Erie Indemnity vs Ryan Specialty
ERIE and RYAN side by side, both in insurance agents, brokers, and service. Figures are trailing twelve months unless noted, from SEC filings and end-of-day prices.
How ERIE and RYAN compare
Erie Indemnity and Ryan Specialty are about the same size, with market caps of $12.1B and $11.2B.
Ryan Specialty grew revenue faster over the last twelve months (9.8% versus 2.0% for Erie Indemnity).
Erie Indemnity keeps more of each dollar of sales as profit, with a net margin of 14.0% compared with 3.2% at Ryan Specialty.
Both pay dividends: Erie Indemnity yields 2.2% and Ryan Specialty 1.2%.
Erie Indemnity scores higher on the StockData Score (13 against 8 for Ryan Specialty), which adds up 30 checks on valuation, growth, past performance, financial health and dividends.
Key numbers
A dot marks the better figure where higher or lower is clearly better.
| Metric | ERIE | RYAN |
|---|---|---|
| Size and price | ||
| Market cap | $12.1B | $11.2B |
| Share price | $261.39 | $43.84 |
| Change, 1 year | −13.4% | −13.8% |
| Change, 5 years | 16.5% | 17.6% |
| Beta (5Y) | 0.37 | 0.28 |
| Employees | 6,667 | 6,110 |
| StockData Score | ||
| Total score | 13 (better) | 8 |
| Valuation score | 2 (better) | 0 |
| Growth score | 1 | 2 (better) |
| Performance score | 6 (better) | 2 |
| Health score | 1 | 1 |
| Dividend score | 3 | 3 |
| Valuation | ||
| P/S | 2.9× (better) | 3.4× |
| P/B | 4.7× (better) | 25.1× |
| EV/EBITDA | 15.8× (better) | 29.9× |
| P/FCF | 21.8× | 19.7× (better) |
| FCF yield | 4.6% | 5.1% (better) |
| Growth | ||
| Revenue growth (TTM) | 2.0% | 9.8% (better) |
| Revenue growth, 5Y average | 9.9% | 24.5% (better) |
| Net income growth (TTM) | −11.1% | 51.2% (better) |
| Profitability | ||
| Operating margin | 17.9% (better) | 15.6% |
| Net margin | 14.0% (better) | 3.2% |
| FCF margin | 13.4% | 17.5% (better) |
| Return on equity | 23.7% (better) | 19.4% |
| Return on invested capital | 30.3% (better) | 10.9% |
| Financial health | ||
| Debt / equity | – | 8.23 |
| Net debt / EBITDA | – | 6.91 |
| Current ratio | 1.31 (better) | 1.01 |
| Altman Z-score | 9.86 (better) | 1.13 |
| Piotroski F-score | 4 | 4 |
| Dividends and buybacks | ||
| Dividend yield | 2.2% (better) | 1.2% |
| Payout ratio | 46.5% | 60.3% |
| Shareholder yield | 2.2% (better) | 1.2% |
| Ownership | ||
| Held by institutions | 45.2% | 45.5% |
| Held by insiders | 45.8% | 56.7% |
| Insider net buying, 12 months | $1.3M (better) | −$229M |
| Short interest, % of float | 10.2% | 11.8% |
Go deeper
- ERIE stock overview
- ERIE income statement
- ERIE valuation and score
- RYAN stock overview
- RYAN income statement
- RYAN valuation and score
Other comparisons
For information only, not investment advice. Check the source filings before relying on any figure.