Republic Bancorp vs S&T Bancorp
RBCAA and STBA side by side, both in commercial banks. Figures are trailing twelve months unless noted, from SEC filings and end-of-day prices.
How RBCAA and STBA compare
Republic Bancorp and S&T Bancorp are about the same size, with market caps of $1.8B and $1.8B.
On earnings, S&T Bancorp is cheaper: it trades at 12.9× trailing earnings, against 14.0× for Republic Bancorp.
S&T Bancorp grew revenue faster over the last twelve months (7.5% versus 1.7% for Republic Bancorp).
S&T Bancorp keeps more of each dollar of sales as profit, with a net margin of 34.3% compared with 30.8% at Republic Bancorp.
Both pay dividends: Republic Bancorp yields 2.1% and S&T Bancorp 3.6%.
S&T Bancorp scores higher on the StockData Score (13 against 9 for Republic Bancorp), which adds up 30 checks on valuation, growth, past performance, financial health and dividends.
Key numbers
A dot marks the better figure where higher or lower is clearly better.
| Metric | RBCAA | STBA |
|---|---|---|
| Size and price | ||
| Market cap | $1.8B | $1.8B |
| Share price | $91.12 | $50.95 |
| Change, 1 year | 39.0% | 31.8% |
| Change, 5 years | 66.8% | 60.6% |
| Beta (5Y) | 0.63 | 0.62 |
| Employees | 973 | 1,206 |
| StockData Score | ||
| Total score | 9 | 13 (better) |
| Valuation score | 0 | 1 (better) |
| Growth score | 0 | 0 |
| Performance score | 4 (better) | 3 |
| Health score | 2 | 5 (better) |
| Dividend score | 3 | 4 (better) |
| Valuation | ||
| P/E | 14.0× | 12.9× (better) |
| P/S | 4.3× (better) | 4.3× |
| P/B | 1.5× | 1.3× (better) |
| P/FCF | 12.6× | 10.6× (better) |
| PEG | – | 44.87 |
| FCF yield | 8.0% | 9.4% (better) |
| Fair value | $75.09 | $45.78 |
| Margin of safety | −21.3% | −11.3% (better) |
| Growth | ||
| Revenue growth (TTM) | 1.7% | 7.5% (better) |
| Revenue growth, 5Y average | 5.5% (better) | 3.5% |
| Net income growth (TTM) | 1.4% | 8.2% (better) |
| EPS growth (TTM) | 1.1% | 13.5% (better) |
| EPS growth, 5Y average | – | 45.8% |
| Profitability | ||
| Net margin | 30.8% | 34.3% (better) |
| FCF margin | 33.9% | 40.1% (better) |
| Return on equity | 11.5% (better) | 10.0% |
| Financial health | ||
| Altman Z-score | 0.44 (better) | 0.34 |
| Piotroski F-score | 6 | 6 |
| Dividends and buybacks | ||
| Dividend yield | 2.1% | 3.6% (better) |
| Payout ratio | 28.2% | 37.0% |
| Years of dividend growth | – | 13 |
| Dividend growth, 5Y average | – | 4.3% |
| Buyback yield | – | 7.4% |
| Shareholder yield | 2.1% | 11.0% (better) |
| Ownership | ||
| Held by institutions | 28.9% | 74.3% |
| Held by insiders | 6.4% | 1.4% |
| Insider net buying, 12 months | −$430K (better) | −$887K |
| Short interest, % of float | 2.7% | 7.1% |
Go deeper
- RBCAA stock overview
- RBCAA income statement
- RBCAA valuation and score
- STBA stock overview
- STBA income statement
- STBA valuation and score
For information only, not investment advice. Check the source filings before relying on any figure.