Qfin vs Yiren Digital
QFIN and YRD side by side, both in finance services. Figures are trailing twelve months unless noted, from SEC filings and end-of-day prices.
How QFIN and YRD compare
Qfin grew revenue faster over the last twelve months (11.9% versus −1.5% for Yiren Digital).
Qfin scores higher on the StockData Score (9 against 5 for Yiren Digital), which adds up 30 checks on valuation, growth, past performance, financial health and dividends.
Key numbers
A dot marks the better figure where higher or lower is clearly better.
| Metric | QFIN | YRD |
|---|---|---|
| Size and price | ||
| Share price | $5.15 | $0.316 |
| Change, 1 year | −78.1% | −94.2% |
| Change, 5 years | −80.2% | −90.7% |
| Beta (5Y) | 1.16 | 1.07 |
| Employees | 100K | 108 |
| StockData Score | ||
| Total score | 9 (better) | 5 |
| Valuation score | 0 | 0 |
| Growth score | 3 (better) | 1 |
| Performance score | 1 | 2 (better) |
| Health score | 5 (better) | 2 |
| Dividend score | 0 | 0 |
| Growth | ||
| Revenue growth (TTM) | 11.9% (better) | −1.5% |
| Revenue growth, 5Y average | 7.2% | 7.6% (better) |
| Net income growth (TTM) | – | −96.6% |
| EPS growth (TTM) | 6.6% (better) | −96.6% |
| EPS growth, 5Y average | 14.1% | – |
| Profitability | ||
| Gross margin | 84.4% | – |
| Operating margin | 34.8% (better) | −104% |
| Net margin | – | 0.95% |
| FCF margin | 56.5% (better) | 11.9% |
| Return on equity | – | 0.58% |
| Return on invested capital | 32.9% (better) | −80.7% |
| Financial health | ||
| Debt / equity | 0.00 | 0.00 (better) |
| Current ratio | 2.43 | – |
| Piotroski F-score | – | 5 |
| Dividends and buybacks | ||
| Payout ratio | – | 501% |
| Ownership | ||
| Held by institutions | 30.8% | 1.2% |
| Held by insiders | 19.2% | 83.6% |
| Insider net buying, 12 months | −$2.4M | – |
Go deeper
- QFIN stock overview
- QFIN income statement
- QFIN valuation and score
- YRD stock overview
- YRD income statement
- YRD valuation and score
For information only, not investment advice. Check the source filings before relying on any figure.