Paysafe vs Western Union
PSFE and WU side by side, both in miscellaneous business services. Figures are trailing twelve months unless noted, from SEC filings and end-of-day prices.
How PSFE and WU compare
Paysafe grew revenue faster over the last twelve months (5.1% versus −2.1% for Western Union).
Western Union pays a dividend yielding 14.0%; Paysafe does not pay one.
Western Union scores higher on the StockData Score (11 against 1 for Paysafe), which adds up 30 checks on valuation, growth, past performance, financial health and dividends.
Key numbers
A dot marks the better figure where higher or lower is clearly better.
| Metric | PSFE | WU |
|---|---|---|
| Size and price | ||
| Market cap | – | $2.1B |
| Share price | $6.82 | $6.73 |
| Change, 1 year | −33.1% | −24.2% |
| Change, 5 years | −85.4% | −59.6% |
| Beta (5Y) | 1.74 | 0.62 |
| Employees | 2,900 | 9,600 |
| StockData Score | ||
| Total score | 1 | 11 (better) |
| Valuation score | 0 | 5 (better) |
| Growth score | 0 | 0 |
| Performance score | 0 | 1 (better) |
| Health score | 1 (better) | 0 |
| Dividend score | 0 | 5 (better) |
| Valuation | ||
| P/E | – | 6.4× |
| P/S | – | 0.5× |
| EV/EBITDA | – | 1.8× |
| P/FCF | – | 5.1× |
| FCF yield | – | 19.7% |
| Fair value | – | $19.26 |
| Margin of safety | – | 65.1% |
| Growth | ||
| Revenue growth (TTM) | 5.1% (better) | −2.1% |
| Revenue growth, 5Y average | 3.6% (better) | −3.5% |
| Net income growth (TTM) | – | −56.7% |
| EPS growth (TTM) | – | −54.3% |
| EPS growth, 5Y average | – | −3.2% |
| Profitability | ||
| Gross margin | 56.1% (better) | 34.1% |
| Operating margin | 1.7% | 14.2% (better) |
| Net margin | – | 8.3% |
| FCF margin | 12.9% (better) | 10.3% |
| Financial health | ||
| Net debt / EBITDA | 7.43 | – |
| Interest coverage | 0.2× | 3.8× (better) |
| Current ratio | 1.17 | – |
| Altman Z-score | – | 0.89 |
| Piotroski F-score | – | 5 |
| Dividends and buybacks | ||
| Dividend yield | – | 14.0% |
| Payout ratio | – | 90.1% |
| Years of dividend growth | – | 0 |
| Dividend growth, 5Y average | – | 0.87% |
| Buyback yield | – | 4.4% |
| Shareholder yield | – | 18.3% |
| Ownership | ||
| Held by institutions | 57.1% | 96.0% |
| Held by insiders | 7.3% | 1.6% |
| Insider net buying, 12 months | −$272K | −$241K (better) |
| Superinvestors holding | – | 1 |
| Short interest, % of float | 6.3% | 19.6% |
Go deeper
- PSFE stock overview
- PSFE income statement
- PSFE valuation and score
- WU stock overview
- WU income statement
- WU valuation and score
For information only, not investment advice. Check the source filings before relying on any figure.