PRA vs LendingTree
PRAA and TREE side by side, both in non-depository credit institutions. Figures are trailing twelve months unless noted, from SEC filings and end-of-day prices.
How PRAA and TREE compare
PRA and LendingTree are about the same size, with market caps of $446M and $502M.
On earnings, PRA is cheaper: it trades at 2.9× trailing earnings, against 5.4× for LendingTree.
LendingTree grew revenue faster over the last twelve months (23.1% versus 12.5% for PRA).
PRA keeps more of each dollar of sales as profit, with a net margin of 12.1% compared with 7.6% at LendingTree.
PRA scores higher on the StockData Score (13 against 7 for LendingTree), which adds up 30 checks on valuation, growth, past performance, financial health and dividends.
Key numbers
A dot marks the better figure where higher or lower is clearly better.
| Metric | PRAA | TREE |
|---|---|---|
| Size and price | ||
| Market cap | $446M | $502M |
| Share price | $11.84 | $35.76 |
| Change, 1 year | −25.8% | −31.0% |
| Change, 5 years | −72.5% | −72.0% |
| Beta (5Y) | 1.01 | 2.05 |
| Employees | 2,615 | 926 |
| StockData Score | ||
| Total score | 13 (better) | 7 |
| Valuation score | 6 (better) | 2 |
| Growth score | 0 | 0 |
| Performance score | 3 (better) | 2 |
| Health score | 4 (better) | 3 |
| Dividend score | 0 | 0 |
| Valuation | ||
| P/E | 2.9× (better) | 5.4× |
| P/S | 0.3× (better) | 0.4× |
| P/B | 0.4× (better) | 2.0× |
| EV/EBITDA | 0.8× (better) | 35.0× |
| P/FCF | – | 6.2× |
| FCF yield | −11.0% | 16.2% (better) |
| Fair value | $54.97 | – |
| Margin of safety | 78.5% | – |
| Growth | ||
| Revenue growth (TTM) | 12.5% | 23.1% (better) |
| Revenue growth, 5Y average | 2.4% | 4.2% (better) |
| Net income growth (TTM) | – | 600% |
| EPS growth (TTM) | – | 545% |
| Profitability | ||
| Gross margin | – | 29.1% |
| Operating margin | 35.8% (better) | 0.37% |
| Net margin | 12.1% (better) | 7.6% |
| FCF margin | −3.8% | 6.2% (better) |
| Return on equity | 15.8% | 51.4% (better) |
| Return on invested capital | 42.4% (better) | 0.80% |
| Financial health | ||
| Debt / equity | 0.00 | 1.31 (better) |
| Net debt / EBITDA | – | 11.58 |
| Current ratio | – | 1.57 |
| Altman Z-score | 0.97 | 1.00 (better) |
| Piotroski F-score | 3 | 5 (better) |
| Dividends and buybacks | ||
| Buyback yield | 6.7% | – |
| Shareholder yield | 6.7% (better) | 0.00% |
| Ownership | ||
| Held by institutions | 96.3% | 81.4% |
| Held by insiders | 4.1% | 25.6% |
| Insider net buying, 12 months | $0 | – |
| Short interest, % of float | 2.2% | 9.2% |
Go deeper
- PRAA stock overview
- PRAA income statement
- PRAA valuation and score
- TREE stock overview
- TREE income statement
- TREE valuation and score
For information only, not investment advice. Check the source filings before relying on any figure.