TREENasdaqLoan BrokersFiscal year ends December 31
LendingTree, Inc.
Financials through Q2 FY2026, quarter ended Jun 30, 2026Last filing: 10-Q on Jul 31, 2026
$25.38−0.01 (-0.04%)
Close on Oct 19, 2026
- Market cap
- $356.69M
- P/E (TTM)
- 2.0
- Dividend yield
- –
Margins
Share of revenue, fiscal years 2011 to 2025
Gross margin
31.5%−9.1 pts over 5 years
Operating margin
5.8%+6.5 pts over 5 years
Net margin
13.5%+18.8 pts over 5 years
Growth rates
Compound annual growth to fiscal 2025
| Per year | 1 year | 3 years | 5 years | 10 years | Five-year pace |
|---|---|---|---|---|---|
| Revenue | +24.1% | +4.3% | +4.2% | +16.0% | |
| Gross profit | +13.7% | -1.6% | -1.0% | +3.7% | |
| Operating income | +45.2% | – | – | +8.6% | |
| EPS, diluted | – | – | – | +10.9% | |
| Free cash flow | +18.9% | +24.4% | -2.6% | +7.3% |
Returns and balance sheet
10 fiscal years. Hover a measure to see how it is calculated.
| Measure | FY2016 | FY2020 | FY2025 | Trend |
|---|---|---|---|---|
| Return on equity | – | -12.6% | 76.5% | |
| Return on assets | – | -4.5% | 18.6% | |
| Current ratio | 2.11 | 2.65 | 1.67 | |
| Debt to equity | 0.00 | 1.68 | 1.37 | |
| Net debt to EBITDA | -1.67× | 58.09× | 3.82× | |
| Interest coverage | 92.9× | -0.2× | – | |
| Capex to revenue | 8.3% | 4.6% | 1.1% | |
| Diluted shares | 13M | 13M | 14M |
Where the cash went
Fiscal 2021 to 2025, five years combined
LendingTree generated $377.16M from operations and spent $165.70M on capital expenditure, dividends and share buybacks. 50% of that went back into the business.
Generated
$377.16M
Used
$165.70M
Capital expenditure$82.68M50%Dividends$00%Share buybacks$83.02M50%
DuPont analysis
Return on equity split into margin, efficiency and leverage
Net margin13.5%
×Asset turnover1.38×
×Equity multiplier4.10×
=Return on equity, FY202576.5%
| Fiscal year | Net margin | Asset turnover | Equity multiplier | Return on equity |
|---|---|---|---|---|
| FY2025 | 13.5% | 1.38× | 4.10× | 76.5% |
| FY2024 | -4.6% | 1.15× | 6.74× | -35.8% |
| FY2023 | -18.2% | 0.67× | 6.03× | -73.7% |
| FY2022 | -19.1% | 0.79× | 3.81× | -57.3% |
| FY2021 | 6.3% | 0.88× | 3.06× | 17.0% |
| FY2020 | -5.3% | 0.85× | 2.79× | -12.6% |
Piotroski F-Score
Nine tests of profitability, balance sheet and efficiency, fiscal 2025 against fiscal 2024
5of 9 tests passed in fiscal 2025. Scores of 7 to 9 are usually read as strong.
- ProfitableNet income above zero$151.31M
- Cash generatingOperating cash flow above zero$73.10M
- Return on assets improvedROA up on the prior year-5.2% → 19.7%
- Earnings backed by cashOperating cash flow above net income$73.10M vs $151.31M
- Less leverageLong-term debt to assets fell44.8% → 45.3%
- Better liquidityCurrent ratio rose0.99 → 1.67
- No dilutionShare count did not rise13M → 14M
- Gross margin improvedGross margin up on the prior year34.39% → 31.51%
- More efficientAsset turnover rose1.12 → 1.46