Progressive vs Travelers Companies
PGR and TRV side by side, both in fire, marine, and casualty insurance. Figures are trailing twelve months unless noted, from SEC filings and end-of-day prices.
How PGR and TRV compare
Progressive is the larger company, worth 1.6 times as much as Travelers Companies ($134B against $82.6B).
On earnings, Travelers Companies is cheaper: it trades at 10.4× trailing earnings, against 11.6× for Progressive.
Progressive grew revenue faster over the last twelve months (10.5% versus 1.1% for Travelers Companies).
Travelers Companies keeps more of each dollar of sales as profit, with a net margin of 17.0% compared with 12.8% at Progressive.
Both pay dividends: Progressive yields 6.0% and Travelers Companies 1.2%.
Progressive scores higher on the StockData Score (15 against 12 for Travelers Companies), which adds up 30 checks on valuation, growth, past performance, financial health and dividends.
Key numbers
A dot marks the better figure where higher or lower is clearly better.
| Metric | PGR | TRV |
|---|---|---|
| Size and price | ||
| Market cap | $134B | $82.6B |
| Share price | $231.28 | $396.22 |
| Change, 1 year | 11.2% | 47.9% |
| Change, 5 years | 141% | 148% |
| Beta (5Y) | 0.43 | 0.43 |
| Employees | 70K | 34K |
| StockData Score | ||
| Total score | 15 (better) | 12 |
| Valuation score | 2 | 2 |
| Growth score | 3 (better) | 2 |
| Performance score | 5 | 6 (better) |
| Health score | 0 | 0 |
| Dividend score | 5 (better) | 2 |
| Valuation | ||
| P/E | 11.6× | 10.4× (better) |
| P/S | 1.5× (better) | 1.7× |
| P/B | 3.9× | 2.9× (better) |
| EV/EBITDA | – | 7.1× |
| P/FCF | 8.4× | – |
| PEG | 0.08 (better) | 0.32 |
| FCF yield | 11.9% | – |
| Fair value | $249.05 | $344.60 |
| Margin of safety | 7.1% (better) | −15.0% |
| Growth | ||
| Revenue growth (TTM) | 10.5% (better) | 1.1% |
| Revenue growth, 5Y average | 15.5% (better) | 8.8% |
| Net income growth (TTM) | 12.1% | 41.8% (better) |
| EPS growth (TTM) | 12.3% | 50.0% (better) |
| EPS growth, 5Y average | 14.8% | 21.1% (better) |
| Profitability | ||
| Net margin | 12.8% | 17.0% (better) |
| FCF margin | 17.5% | – |
| Return on equity | 34.9% (better) | 27.5% |
| Financial health | ||
| Altman Z-score | 1.98 (better) | 1.37 |
| Piotroski F-score | 5 | 6 (better) |
| Dividends and buybacks | ||
| Dividend yield | 6.0% (better) | 1.2% |
| Payout ratio | 69.7% | 12.0% |
| Years of dividend growth | 3 | – |
| Dividend growth, 5Y average | 23.2% | – |
| Buyback yield | – | 7.5% |
| Shareholder yield | 6.0% | 8.7% (better) |
| Ownership | ||
| Held by institutions | 87.5% | 88.9% |
| Held by insiders | 0.26% | 0.54% |
| Insider net buying, 12 months | −$31.0M (better) | −$101M |
| Superinvestors holding | 6 (better) | 2 |
| Short interest, % of float | 1.2% | 2.8% |
Go deeper
- PGR stock overview
- PGR income statement
- PGR valuation and score
- TRV stock overview
- TRV income statement
- TRV valuation and score
Other comparisons
For information only, not investment advice. Check the source filings before relying on any figure.