Hartford Insurance vs Travelers Companies
HIG and TRV side by side, both in fire, marine, and casualty insurance. Figures are trailing twelve months unless noted, from SEC filings and end-of-day prices.
How HIG and TRV compare
Travelers Companies is the larger company, worth 2.3 times as much as Hartford Insurance ($82.6B against $35.9B).
On earnings, Hartford Insurance is cheaper: it trades at 8.6× trailing earnings, against 10.4× for Travelers Companies.
Hartford Insurance grew revenue faster over the last twelve months (7.0% versus 1.1% for Travelers Companies).
Travelers Companies keeps more of each dollar of sales as profit, with a net margin of 17.0% compared with 15.0% at Hartford Insurance.
Both pay dividends: Hartford Insurance yields 1.8% and Travelers Companies 1.2%.
Hartford Insurance scores higher on the StockData Score (17 against 12 for Travelers Companies), which adds up 30 checks on valuation, growth, past performance, financial health and dividends.
Key numbers
A dot marks the better figure where higher or lower is clearly better.
| Metric | HIG | TRV |
|---|---|---|
| Size and price | ||
| Market cap | $35.9B | $82.6B |
| Share price | $132.59 | $396.22 |
| Change, 1 year | 8.4% | 47.9% |
| Change, 5 years | 84.6% | 148% |
| Beta (5Y) | 0.54 | 0.43 |
| Employees | 19K | 34K |
| StockData Score | ||
| Total score | 17 (better) | 12 |
| Valuation score | 4 (better) | 2 |
| Growth score | 3 (better) | 2 |
| Performance score | 6 | 6 |
| Health score | 0 | 0 |
| Dividend score | 4 (better) | 2 |
| Valuation | ||
| P/E | 8.6× (better) | 10.4× |
| P/S | 1.2× (better) | 1.7× |
| P/B | 1.8× (better) | 2.9× |
| EV/EBITDA | 6.3× (better) | 7.1× |
| P/FCF | 6.1× | – |
| PEG | 0.25 (better) | 0.32 |
| FCF yield | 16.4% | – |
| Fair value | $149.44 | $344.60 |
| Margin of safety | 11.3% (better) | −15.0% |
| Growth | ||
| Revenue growth (TTM) | 7.0% (better) | 1.1% |
| Revenue growth, 5Y average | 6.7% | 8.8% (better) |
| Net income growth (TTM) | 34.5% | 41.8% (better) |
| EPS growth (TTM) | 40.3% | 50.0% (better) |
| EPS growth, 5Y average | 22.9% (better) | 21.1% |
| Profitability | ||
| Net margin | 15.0% | 17.0% (better) |
| FCF margin | 20.2% | – |
| Return on equity | 23.5% | 27.5% (better) |
| Financial health | ||
| Altman Z-score | 1.07 | 1.37 (better) |
| Piotroski F-score | 7 (better) | 6 |
| Dividends and buybacks | ||
| Dividend yield | 1.8% (better) | 1.2% |
| Payout ratio | 14.3% | 12.0% |
| Years of dividend growth | 13 | – |
| Dividend growth, 5Y average | 10.7% | – |
| Buyback yield | 4.8% | 7.5% (better) |
| Shareholder yield | 6.6% | 8.7% (better) |
| Ownership | ||
| Held by institutions | 93.4% | 88.9% |
| Held by insiders | 0.35% | 0.54% |
| Insider net buying, 12 months | −$56.5M (better) | −$101M |
| Superinvestors holding | – | 2 |
| Short interest, % of float | 1.5% | 2.8% |
Go deeper
- HIG stock overview
- HIG income statement
- HIG valuation and score
- TRV stock overview
- TRV income statement
- TRV valuation and score
Other comparisons
For information only, not investment advice. Check the source filings before relying on any figure.