Provident Financial Services vs Western New England Bancorp
PFS and WNEB side by side, both in savings institutions. Figures are trailing twelve months unless noted, from SEC filings and end-of-day prices.
How PFS and WNEB compare
Provident Financial Services is the larger company, worth 11 times as much as Western New England Bancorp ($3.0B against $273M).
On earnings, Provident Financial Services is cheaper: it trades at 9.6× trailing earnings, against 13.6× for Western New England Bancorp.
Western New England Bancorp grew revenue faster over the last twelve months (14.8% versus 7.9% for Provident Financial Services).
Provident Financial Services keeps more of each dollar of sales as profit, with a net margin of 402% compared with 21.9% at Western New England Bancorp.
Both pay dividends: Provident Financial Services yields 4.2% and Western New England Bancorp 2.1%.
Key numbers
A dot marks the better figure where higher or lower is clearly better.
| Metric | PFS | WNEB |
|---|---|---|
| Size and price | ||
| Market cap | $3.0B | $273M |
| Share price | $22.77 | $13.60 |
| Change, 1 year | 21.2% | 15.0% |
| Change, 5 years | −7.2% | 45.1% |
| Beta (5Y) | 0.74 | 0.57 |
| Employees | 1,866 | 334 |
| StockData Score | ||
| Total score | 15 | 15 |
| Valuation score | 3 (better) | 1 |
| Growth score | 0 | 2 (better) |
| Performance score | 5 (better) | 4 |
| Health score | 3 | 4 (better) |
| Dividend score | 4 | 4 |
| Valuation | ||
| P/E | 9.6× (better) | 13.6× |
| P/S | 38.5× | 3.0× (better) |
| P/B | 1.0× (better) | 1.1× |
| P/FCF | 9.8× (better) | 14.4× |
| FCF yield | 10.2% (better) | 7.0% |
| Fair value | $25.08 | $11.96 |
| Margin of safety | 9.2% (better) | −13.7% |
| Growth | ||
| Revenue growth (TTM) | 7.9% | 14.8% (better) |
| Revenue growth, 5Y average | 9.9% | 352% (better) |
| Net income growth (TTM) | 21.0% | 49.0% (better) |
| EPS growth (TTM) | 21.4% | 51.5% (better) |
| EPS growth, 5Y average | 9.9% | 10.8% (better) |
| Profitability | ||
| Net margin | 402% (better) | 21.9% |
| FCF margin | 391% (better) | 20.9% |
| Return on equity | 11.0% (better) | 8.1% |
| Financial health | ||
| Debt / equity | – | 0.03 |
| Altman Z-score | 0.15 | 0.18 (better) |
| Piotroski F-score | 5 | 7 (better) |
| Dividends and buybacks | ||
| Dividend yield | 4.2% (better) | 2.1% |
| Payout ratio | 40.1% | 28.0% |
| Years of dividend growth | 0 | 0 |
| Dividend growth, 5Y average | 0.85% | 7.0% (better) |
| Buyback yield | 0.35% | 3.5% (better) |
| Shareholder yield | 4.6% | 5.5% (better) |
| Ownership | ||
| Held by institutions | 76.2% | 62.7% |
| Held by insiders | 2.9% | 6.2% |
| Insider net buying, 12 months | −$2.2M | −$182K (better) |
| Short interest, % of float | 4.7% | 1.1% |
Go deeper
- PFS stock overview
- PFS income statement
- PFS valuation and score
- WNEB stock overview
- WNEB income statement
- WNEB valuation and score
For information only, not investment advice. Check the source filings before relying on any figure.