Provident Financial Services vs Riverview Bancorp
PFS and RVSB side by side, both in savings institutions. Figures are trailing twelve months unless noted, from SEC filings and end-of-day prices.
How PFS and RVSB compare
Provident Financial Services is the larger company, worth 25 times as much as Riverview Bancorp ($3.0B against $120M).
Provident Financial Services grew revenue faster over the last twelve months (6.2% versus −13.3% for Riverview Bancorp).
Provident Financial Services keeps more of each dollar of sales as profit, with a net margin of 412% compared with −8.6% at Riverview Bancorp.
Both pay dividends: Provident Financial Services yields 4.2% and Riverview Bancorp 1.3%.
Provident Financial Services scores higher on the StockData Score (16 against 8 for Riverview Bancorp), which adds up 30 checks on valuation, growth, past performance, financial health and dividends.
Key numbers
A dot marks the better figure where higher or lower is clearly better.
| Metric | PFS | RVSB |
|---|---|---|
| Size and price | ||
| Market cap | $3.0B | $120M |
| Share price | $22.94 | $6.01 |
| Change, 1 year | 23.6% | 17.2% |
| Change, 5 years | −10.7% | −22.3% |
| Beta (5Y) | 0.75 | 0.31 |
| Employees | 1,866 | 243 |
| StockData Score | ||
| Total score | 16 (better) | 8 |
| Valuation score | 3 (better) | 2 |
| Growth score | 1 (better) | 0 |
| Performance score | 5 (better) | 0 |
| Health score | 3 | 4 (better) |
| Dividend score | 4 (better) | 2 |
| Valuation | ||
| P/E | 9.6× | – |
| P/S | 39.4× | 2.7× (better) |
| P/B | 1.0× | 0.8× (better) |
| P/FCF | 8.5× (better) | 8.6× |
| FCF yield | 11.7% (better) | 11.6% |
| Fair value | $25.81 | – |
| Margin of safety | 11.1% | – |
| Growth | ||
| Revenue growth (TTM) | 6.2% (better) | −13.3% |
| Revenue growth, 5Y average | 9.9% (better) | −5.1% |
| Net income growth (TTM) | 35.4% (better) | −175% |
| EPS growth (TTM) | 35.6% (better) | −179% |
| EPS growth, 5Y average | 9.9% | – |
| Profitability | ||
| Net margin | 412% (better) | −8.6% |
| FCF margin | 461% (better) | 31.0% |
| Return on equity | 11.1% (better) | −2.5% |
| Financial health | ||
| Altman Z-score | 0.15 | 0.19 (better) |
| Piotroski F-score | 5 (better) | 4 |
| Dividends and buybacks | ||
| Dividend yield | 4.2% (better) | 1.3% |
| Payout ratio | 39.8% | – |
| Years of dividend growth | 0 | 0 |
| Dividend growth, 5Y average | 0.85% (better) | −16.7% |
| Shareholder yield | 4.2% (better) | 1.3% |
| Ownership | ||
| Held by institutions | 76.2% | 65.6% |
| Held by insiders | 2.9% | 23.0% |
| Insider net buying, 12 months | −$2.3M | $75.3K (better) |
| Short interest, % of float | 4.6% | 1.6% |
Go deeper
- PFS stock overview
- PFS income statement
- PFS valuation and score
- RVSB stock overview
- RVSB income statement
- RVSB valuation and score
For information only, not investment advice. Check the source filings before relying on any figure.