Prosperity Bancshares vs Texas Capital Bancshares
PB and TCBI side by side, both in commercial banks. Figures are trailing twelve months unless noted, from SEC filings and end-of-day prices.
How PB and TCBI compare
Prosperity Bancshares is the larger company, worth 1.9 times as much as Texas Capital Bancshares ($8.7B against $4.5B).
On earnings, Prosperity Bancshares is cheaper: it trades at 12.5× trailing earnings, against 13.4× for Texas Capital Bancshares.
Texas Capital Bancshares grew revenue faster over the last twelve months (33.1% versus 13.3% for Prosperity Bancshares).
Prosperity Bancshares keeps more of each dollar of sales as profit, with a net margin of 40.4% compared with 27.5% at Texas Capital Bancshares.
Both pay dividends: Prosperity Bancshares yields 3.3% and Texas Capital Bancshares 0.39%.
Key numbers
A dot marks the better figure where higher or lower is clearly better.
| Metric | PB | TCBI |
|---|---|---|
| Size and price | ||
| Market cap | $8.7B | $4.5B |
| Share price | $71.98 | $102.69 |
| Change, 1 year | 10.5% | 22.4% |
| Change, 5 years | −7.6% | 63.3% |
| Beta (5Y) | 0.61 | 0.80 |
| Employees | 3,941 | 1,785 |
| StockData Score | ||
| Total score | 14 | 14 |
| Valuation score | 3 | 3 |
| Growth score | 2 | 2 |
| Performance score | 3 | 3 |
| Health score | 3 | 5 (better) |
| Dividend score | 3 (better) | 1 |
| Valuation | ||
| P/E | 12.5× (better) | 13.4× |
| P/S | 6.2× | 3.4× (better) |
| P/B | 1.0× (better) | 1.2× |
| P/FCF | 14.7× | 9.5× (better) |
| PEG | – | 4.19 |
| FCF yield | 6.8% | 10.6% (better) |
| Fair value | $73.61 | $100.94 |
| Margin of safety | 2.2% (better) | −1.7% |
| Growth | ||
| Revenue growth (TTM) | 13.3% | 33.1% (better) |
| Revenue growth, 5Y average | 1.5% | 3.6% (better) |
| Net income growth (TTM) | 7.6% | 172% (better) |
| EPS growth (TTM) | 4.9% | 205% (better) |
| EPS growth, 5Y average | 0.14% | 43.4% (better) |
| Profitability | ||
| Net margin | 40.4% (better) | 27.5% |
| FCF margin | 42.4% (better) | 35.5% |
| Return on equity | 7.1% | 10.2% (better) |
| Financial health | ||
| Altman Z-score | 0.31 (better) | 0.25 |
| Piotroski F-score | 7 | 7 |
| Dividends and buybacks | ||
| Dividend yield | 3.3% (better) | 0.39% |
| Payout ratio | 41.2% | – |
| Buyback yield | – | 5.2% |
| Shareholder yield | 3.3% | 5.6% (better) |
| Ownership | ||
| Held by institutions | 73.7% | 108% |
| Held by insiders | 3.1% | 3.4% |
| Insider net buying, 12 months | −$5.5M (better) | −$6.2M |
| Short interest, % of float | 3.8% | 10.7% |
Go deeper
- PB stock overview
- PB income statement
- PB valuation and score
- TCBI stock overview
- TCBI income statement
- TCBI valuation and score
Other comparisons
For information only, not investment advice. Check the source filings before relying on any figure.