Paymentus vs WEX
PAY and WEX side by side, both in miscellaneous business services. Figures are trailing twelve months unless noted, from SEC filings and end-of-day prices.
How PAY and WEX compare
WEX is the larger company, worth 1.4 times as much as Paymentus ($6.0B against $4.3B).
On earnings, WEX is cheaper: it trades at 15.7× trailing earnings, against 46.6× for Paymentus.
Paymentus grew revenue faster over the last twelve months (26.5% versus 9.7% for WEX).
WEX keeps more of each dollar of sales as profit, with a net margin of 14.0% compared with 6.7% at Paymentus.
Paymentus scores higher on the StockData Score (18 against 13 for WEX), which adds up 30 checks on valuation, growth, past performance, financial health and dividends.
Key numbers
A dot marks the better figure where higher or lower is clearly better.
| Metric | PAY | WEX |
|---|---|---|
| Size and price | ||
| Market cap | $4.3B | $6.0B |
| Share price | $34.01 | $182.29 |
| Change, 1 year | −10.0% | 24.3% |
| Change, 5 years | 11.0% | 33.9% |
| Beta (5Y) | 1.43 | 1.03 |
| Employees | 1,340 | 6,600 |
| StockData Score | ||
| Total score | 18 (better) | 13 |
| Valuation score | 2 | 5 (better) |
| Growth score | 5 (better) | 3 |
| Performance score | 5 (better) | 4 |
| Health score | 6 (better) | 1 |
| Dividend score | 0 | 0 |
| Valuation | ||
| P/E | 46.6× | 15.7× (better) |
| P/S | 3.0× | 2.1× (better) |
| P/B | 6.7× | 5.2× (better) |
| EV/EBITDA | 28.3× | 5.9× (better) |
| P/FCF | 25.6× | – |
| PEG | – | 0.67 |
| FCF yield | 3.9% (better) | −5.2% |
| Fair value | $32.55 | $314.10 |
| Margin of safety | −4.5% | 42.0% (better) |
| Growth | ||
| Revenue growth (TTM) | 26.5% (better) | 9.7% |
| Revenue growth, 5Y average | 31.7% (better) | 11.3% |
| Net income growth (TTM) | 59.2% (better) | 42.6% |
| EPS growth (TTM) | 58.7% (better) | 51.3% |
| EPS growth, 5Y average | 45.4% | – |
| Profitability | ||
| Gross margin | 25.2% | 60.4% (better) |
| Operating margin | 8.2% | 26.6% (better) |
| Net margin | 6.7% | 14.0% (better) |
| FCF margin | 11.8% (better) | −10.8% |
| Return on equity | 16.0% | 35.6% (better) |
| Return on invested capital | 35.8% | 46.4% (better) |
| Financial health | ||
| Debt / equity | 0.00 | 4.62 (better) |
| Net debt / EBITDA | – | 0.05 |
| Current ratio | 4.82 (better) | 1.03 |
| Altman Z-score | 24.77 (better) | 0.83 |
| Piotroski F-score | 7 (better) | 6 |
| Dividends and buybacks | ||
| Buyback yield | – | 4.5% |
| Shareholder yield | 0.00% | 4.5% (better) |
| Ownership | ||
| Held by institutions | 44.9% | 121% |
| Held by insiders | 84.1% | 11.1% |
| Insider net buying, 12 months | −$7.1M (better) | −$53.6M |
| Short interest, % of float | 10.9% | 9.2% |
Go deeper
- PAY stock overview
- PAY income statement
- PAY valuation and score
- WEX stock overview
- WEX income statement
- WEX valuation and score
Other comparisons
For information only, not investment advice. Check the source filings before relying on any figure.