Fair Isaac vs WEX
FICO and WEX side by side, both in miscellaneous business services. Figures are trailing twelve months unless noted, from SEC filings and end-of-day prices.
How FICO and WEX compare
Fair Isaac is the larger company, worth 2.4 times as much as WEX ($15.4B against $6.3B).
On earnings, WEX is cheaper: it trades at 15.9× trailing earnings, against 20.5× for Fair Isaac.
Fair Isaac grew revenue faster over the last twelve months (24.1% versus 9.7% for WEX).
Fair Isaac keeps more of each dollar of sales as profit, with a net margin of 34.1% compared with 14.0% at WEX.
Fair Isaac scores higher on the StockData Score (18 against 14 for WEX), which adds up 30 checks on valuation, growth, past performance, financial health and dividends.
Key numbers
A dot marks the better figure where higher or lower is clearly better.
| Metric | FICO | WEX |
|---|---|---|
| Size and price | ||
| Market cap | $15.4B | $6.3B |
| Share price | $711.23 | $184.61 |
| Change, 1 year | −54.6% | 19.8% |
| Change, 5 years | 87.1% | 18.4% |
| Beta (5Y) | 1.17 | 1.03 |
| Employees | 3,811 | 6,600 |
| StockData Score | ||
| Total score | 18 (better) | 14 |
| Valuation score | 5 | 5 |
| Growth score | 6 (better) | 4 |
| Performance score | 4 | 4 |
| Health score | 3 (better) | 1 |
| Dividend score | 0 | 0 |
| Valuation | ||
| P/E | 20.5× | 15.9× (better) |
| P/S | 6.4× | 2.2× (better) |
| P/B | – | 5.5× |
| EV/EBITDA | 16.5× | 6.2× (better) |
| P/FCF | 15.4× | – |
| PEG | 0.88 | 0.68 (better) |
| FCF yield | 6.5% (better) | −5.0% |
| Fair value | $1305.79 | $307.71 |
| Margin of safety | 45.5% (better) | 40.0% |
| Growth | ||
| Revenue growth (TTM) | 24.1% (better) | 9.7% |
| Revenue growth, 5Y average | 9.0% | 11.3% (better) |
| Net income growth (TTM) | 28.8% | 42.6% (better) |
| EPS growth (TTM) | 35.4% | 51.3% (better) |
| EPS growth, 5Y average | 27.4% | – |
| Profitability | ||
| Gross margin | 85.1% (better) | 60.4% |
| Operating margin | 51.7% (better) | 26.6% |
| Net margin | 34.1% (better) | 14.0% |
| FCF margin | 41.6% (better) | −10.8% |
| Return on equity | – | 35.6% |
| Return on invested capital | 77.9% (better) | 46.4% |
| Financial health | ||
| Debt / equity | – | 4.62 |
| Net debt / EBITDA | 4.26 | 0.05 (better) |
| Interest coverage | 6.6× | – |
| Current ratio | 1.18 (better) | 1.03 |
| Altman Z-score | 8.34 (better) | 0.84 |
| Piotroski F-score | 7 (better) | 6 |
| Dividends and buybacks | ||
| Buyback yield | 23.4% (better) | 4.2% |
| Shareholder yield | 23.4% (better) | 4.2% |
| Ownership | ||
| Held by institutions | 100.0% | 116% |
| Held by insiders | 3.2% | 6.4% |
| Insider net buying, 12 months | −$10.6M | −$10.1M (better) |
| Superinvestors holding | 5 | – |
| Short interest, % of float | 10.8% | 8.7% |
Go deeper
- FICO stock overview
- FICO income statement
- FICO valuation and score
- WEX stock overview
- WEX income statement
- WEX valuation and score
Other comparisons
For information only, not investment advice. Check the source filings before relying on any figure.