Ohio Valley Banc vs Oak Valley Bancorp
OVBC and OVLY side by side, both in commercial banks. Figures are trailing twelve months unless noted, from SEC filings and end-of-day prices.
How OVBC and OVLY compare
Oak Valley Bancorp is the larger company, worth 1.3 times as much as Ohio Valley Banc ($290M against $227M).
On earnings, Oak Valley Bancorp is cheaper: it trades at 12.2× trailing earnings, against 16.0× for Ohio Valley Banc.
Oak Valley Bancorp grew revenue faster over the last twelve months (7.4% versus 4.1% for Ohio Valley Banc).
Oak Valley Bancorp keeps more of each dollar of sales as profit, with a net margin of 28.0% compared with 20.5% at Ohio Valley Banc.
Both pay dividends: Ohio Valley Banc yields 2.5% and Oak Valley Bancorp 2.2%.
Oak Valley Bancorp scores higher on the StockData Score (11 against 7 for Ohio Valley Banc), which adds up 30 checks on valuation, growth, past performance, financial health and dividends.
Key numbers
A dot marks the better figure where higher or lower is clearly better.
| Metric | OVBC | OVLY |
|---|---|---|
| Size and price | ||
| Market cap | $227M | $290M |
| Share price | $48.22 | $34.43 |
| Change, 1 year | 39.1% | 27.3% |
| Change, 5 years | 75.7% | 93.8% |
| Beta (5Y) | −0.09 | 0.37 |
| Employees | 269 | 245 |
| StockData Score | ||
| Total score | 7 | 11 (better) |
| Valuation score | 1 | 2 (better) |
| Growth score | 0 | 0 |
| Performance score | 1 | 3 (better) |
| Health score | 2 | 3 (better) |
| Dividend score | 3 | 3 |
| Valuation | ||
| P/E | 16.0× | 12.2× (better) |
| P/S | 3.3× (better) | 3.5× |
| P/B | 1.3× (better) | 1.3× |
| P/FCF | 11.5× (better) | 11.8× |
| PEG | – | 11.48 |
| FCF yield | 8.7% (better) | 8.5% |
| Fair value | $38.07 | $31.59 |
| Margin of safety | −26.7% | −9.0% (better) |
| Growth | ||
| Revenue growth (TTM) | 4.1% | 7.4% (better) |
| Revenue growth, 5Y average | 5.3% | 10.4% (better) |
| Net income growth (TTM) | 2.6% (better) | −3.2% |
| EPS growth (TTM) | 2.4% (better) | −3.8% |
| EPS growth, 5Y average | – | 11.4% |
| Profitability | ||
| Net margin | 20.5% | 28.0% (better) |
| FCF margin | 28.4% | 29.2% (better) |
| Return on equity | 8.5% | 11.6% (better) |
| Financial health | ||
| Altman Z-score | 0.25 | 0.28 (better) |
| Piotroski F-score | 6 (better) | 5 |
| Dividends and buybacks | ||
| Dividend yield | 2.5% (better) | 2.2% |
| Payout ratio | 31.2% | 24.1% |
| Years of dividend growth | 1 | 5 (better) |
| Dividend growth, 5Y average | 1.6% | 33.8% (better) |
| Shareholder yield | 2.5% (better) | 2.2% |
| Ownership | ||
| Held by institutions | 30.3% | 35.0% |
| Held by insiders | 5.2% | 22.9% |
| Insider net buying, 12 months | −$242K | $106K (better) |
| Short interest, % of float | 1.1% | 1.2% |
Go deeper
- OVBC stock overview
- OVBC income statement
- OVBC valuation and score
- OVLY stock overview
- OVLY income statement
- OVLY valuation and score
For information only, not investment advice. Check the source filings before relying on any figure.