Old Republic International vs Radian
ORI and RDN side by side, both in insurance carriers. Figures are trailing twelve months unless noted, from SEC filings and end-of-day prices.
How ORI and RDN compare
Old Republic International is the larger company, worth 2.0 times as much as Radian ($9.3B against $4.7B).
On earnings, Old Republic International is cheaper: it trades at 8.7× trailing earnings, against 9.1× for Radian.
Radian grew revenue faster over the last twelve months (37.1% versus 12.5% for Old Republic International).
Radian keeps more of each dollar of sales as profit, with a net margin of 32.6% compared with 11.2% at Old Republic International.
Both pay dividends: Old Republic International yields 3.2% and Radian 2.9%.
Key numbers
A dot marks the better figure where higher or lower is clearly better.
| Metric | ORI | RDN |
|---|---|---|
| Size and price | ||
| Market cap | $9.3B | $4.7B |
| Share price | $38.52 | $35.54 |
| Change, 1 year | 0.31% | 7.3% |
| Change, 5 years | 49.3% | 56.1% |
| Beta (5Y) | 0.52 | 0.65 |
| Employees | 9,000 | 900 |
| StockData Score | ||
| Total score | 14 | 14 |
| Valuation score | 4 | 4 |
| Growth score | 3 (better) | 1 |
| Performance score | 5 (better) | 3 |
| Health score | 0 | 2 (better) |
| Dividend score | 2 | 4 (better) |
| Valuation | ||
| P/E | 8.7× (better) | 9.1× |
| P/S | 0.9× (better) | 2.9× |
| P/B | 1.6× | 1.0× (better) |
| P/FCF | – | 3.4× |
| PEG | 0.48 | – |
| FCF yield | – | 29.6% |
| Fair value | $41.46 | $41.28 |
| Margin of safety | 7.1% | 13.9% (better) |
| Growth | ||
| Revenue growth (TTM) | 12.5% | 37.1% (better) |
| Revenue growth, 5Y average | 5.0% (better) | −3.6% |
| Net income growth (TTM) | 32.1% (better) | −8.6% |
| EPS growth (TTM) | 33.7% (better) | −2.0% |
| EPS growth, 5Y average | 14.7% | 15.7% (better) |
| Profitability | ||
| Net margin | 11.2% | 32.6% (better) |
| FCF margin | – | 84.5% |
| Return on equity | 17.9% (better) | 11.5% |
| Financial health | ||
| Debt / equity | – | 0.11 |
| Altman Z-score | 0.80 | 1.33 (better) |
| Piotroski F-score | 7 (better) | 4 |
| Dividends and buybacks | ||
| Dividend yield | 3.2% (better) | 2.9% |
| Payout ratio | 83.2% | 26.5% |
| Years of dividend growth | 2 | 4 (better) |
| Dividend growth, 5Y average | 14.7% | – |
| Buyback yield | 3.9% (better) | 2.8% |
| Shareholder yield | 7.1% (better) | 5.6% |
| Ownership | ||
| Held by institutions | 77.2% | 93.7% |
| Held by insiders | 0.40% | 1.8% |
| Insider net buying, 12 months | −$2.4M | $1.4M (better) |
| Short interest, % of float | 4.6% | 5.1% |
Go deeper
- ORI stock overview
- ORI income statement
- ORI valuation and score
- RDN stock overview
- RDN income statement
- RDN valuation and score
Other comparisons
For information only, not investment advice. Check the source filings before relying on any figure.