MGIC Investment vs Old Republic International
MTG and ORI side by side, both in insurance carriers. Figures are trailing twelve months unless noted, from SEC filings and end-of-day prices.
How MTG and ORI compare
Old Republic International is the larger company, worth 1.6 times as much as MGIC Investment ($9.3B against $5.8B).
On earnings, Old Republic International is cheaper: it trades at 8.7× trailing earnings, against 8.9× for MGIC Investment.
Old Republic International grew revenue faster over the last twelve months (12.5% versus −1.9% for MGIC Investment).
MGIC Investment keeps more of each dollar of sales as profit, with a net margin of 59.2% compared with 11.2% at Old Republic International.
Both pay dividends: MGIC Investment yields 2.2% and Old Republic International 3.2%.
Old Republic International scores higher on the StockData Score (14 against 9 for MGIC Investment), which adds up 30 checks on valuation, growth, past performance, financial health and dividends.
Key numbers
A dot marks the better figure where higher or lower is clearly better.
| Metric | MTG | ORI |
|---|---|---|
| Size and price | ||
| Market cap | $5.8B | $9.3B |
| Share price | $28.41 | $38.52 |
| Change, 1 year | 7.8% | 0.31% |
| Change, 5 years | 80.2% | 49.3% |
| Beta (5Y) | 0.71 | 0.52 |
| Employees | – | 9,000 |
| StockData Score | ||
| Total score | 9 | 14 (better) |
| Valuation score | 3 | 4 (better) |
| Growth score | 0 | 3 (better) |
| Performance score | 3 | 5 (better) |
| Health score | 0 | 0 |
| Dividend score | 3 (better) | 2 |
| Valuation | ||
| P/E | 8.9× | 8.7× (better) |
| P/S | 4.9× | 0.9× (better) |
| P/B | 1.2× (better) | 1.6× |
| EV/EBITDA | 6.1× | – |
| P/FCF | 8.2× | – |
| PEG | 2.21 | 0.48 (better) |
| FCF yield | 12.1% | – |
| Fair value | $31.26 | $41.46 |
| Margin of safety | 9.1% (better) | 7.1% |
| Growth | ||
| Revenue growth (TTM) | −1.9% | 12.5% (better) |
| Revenue growth, 5Y average | 0.24% | 5.0% (better) |
| Net income growth (TTM) | −7.2% | 32.1% (better) |
| EPS growth (TTM) | 4.9% | 33.7% (better) |
| EPS growth, 5Y average | 19.5% (better) | 14.7% |
| Profitability | ||
| Net margin | 59.2% (better) | 11.2% |
| FCF margin | 59.1% | – |
| Return on equity | 13.9% | 17.9% (better) |
| Financial health | ||
| Altman Z-score | 3.17 (better) | 0.80 |
| Piotroski F-score | 6 | 7 (better) |
| Dividends and buybacks | ||
| Dividend yield | 2.2% | 3.2% (better) |
| Payout ratio | 19.0% | 83.2% |
| Years of dividend growth | – | 2 |
| Dividend growth, 5Y average | – | 14.7% |
| Buyback yield | 12.9% (better) | 3.9% |
| Shareholder yield | 15.1% (better) | 7.1% |
| Ownership | ||
| Held by institutions | 99.8% | 77.2% |
| Held by insiders | 1.4% | 0.40% |
| Insider net buying, 12 months | −$22.3M | −$2.4M (better) |
| Short interest, % of float | 5.1% | 4.6% |
Go deeper
- MTG stock overview
- MTG income statement
- MTG valuation and score
- ORI stock overview
- ORI income statement
- ORI valuation and score
Other comparisons
For information only, not investment advice. Check the source filings before relying on any figure.