Onity vs LendingTree
ONIT and TREE side by side, both in non-depository credit institutions. Figures are trailing twelve months unless noted, from SEC filings and end-of-day prices.
How ONIT and TREE compare
LendingTree is the larger company, worth 2.2 times as much as Onity ($517M against $236M).
On earnings, Onity is cheaper: it trades at 2.0× trailing earnings, against 5.6× for LendingTree.
LendingTree grew revenue faster over the last twelve months (23.1% versus 14.4% for Onity).
Onity keeps more of each dollar of sales as profit, with a net margin of 11.1% compared with 7.6% at LendingTree.
LendingTree scores higher on the StockData Score (7 against 6 for Onity), which adds up 30 checks on valuation, growth, past performance, financial health and dividends.
Key numbers
A dot marks the better figure where higher or lower is clearly better.
| Metric | ONIT | TREE |
|---|---|---|
| Size and price | ||
| Market cap | $236M | $517M |
| Share price | $28.24 | $36.84 |
| Change, 1 year | −30.5% | −31.2% |
| Change, 5 years | −12.0% | −71.2% |
| Beta (5Y) | 1.01 | 2.06 |
| Employees | 4,300 | 926 |
| StockData Score | ||
| Total score | 6 | 7 (better) |
| Valuation score | 3 (better) | 2 |
| Growth score | 1 (better) | 0 |
| Performance score | 2 | 2 |
| Health score | 0 | 3 (better) |
| Dividend score | 0 | 0 |
| Valuation | ||
| P/E | 2.0× (better) | 5.6× |
| P/S | 0.2× (better) | 0.4× |
| P/B | – | 2.0× |
| EV/EBITDA | – | 35.7× |
| P/FCF | – | 6.4× |
| PEG | 0.02 | – |
| FCF yield | −747% | 15.7% (better) |
| Growth | ||
| Revenue growth (TTM) | 14.4% | 23.1% (better) |
| Revenue growth, 5Y average | 2.1% | 4.2% (better) |
| Net income growth (TTM) | 273% | 600% (better) |
| EPS growth (TTM) | 296% | 545% (better) |
| Profitability | ||
| Gross margin | – | 29.1% |
| Operating margin | – | 0.37% |
| Net margin | 11.1% (better) | 7.6% |
| FCF margin | −154% | 6.2% (better) |
| Return on equity | – | 51.4% |
| Return on invested capital | – | 0.80% |
| Financial health | ||
| Debt / equity | – | 1.31 |
| Net debt / EBITDA | – | 11.58 |
| Current ratio | – | 1.57 |
| Altman Z-score | 0.12 | 1.01 (better) |
| Piotroski F-score | 3 | 5 (better) |
| Dividends and buybacks | ||
| Shareholder yield | 0.00% | 0.00% |
| Ownership | ||
| Held by institutions | 58.9% | 81.4% |
| Held by insiders | 10.8% | 25.6% |
| Short interest, % of float | 6.5% | 9.2% |
Go deeper
- ONIT stock overview
- ONIT income statement
- ONIT valuation and score
- TREE stock overview
- TREE income statement
- TREE valuation and score
For information only, not investment advice. Check the source filings before relying on any figure.