Origin Bancorp vs Southside Bancshares
OBK and SBSI side by side, both in commercial banks. Figures are trailing twelve months unless noted, from SEC filings and end-of-day prices.
How OBK and SBSI compare
Origin Bancorp is the larger company, worth 1.6 times as much as Southside Bancshares ($1.6B against $1.0B).
On earnings, Southside Bancshares is cheaper: it trades at 10.2× trailing earnings, against 16.3× for Origin Bancorp.
Origin Bancorp grew revenue faster over the last twelve months (22.7% versus 15.9% for Southside Bancshares).
Southside Bancshares keeps more of each dollar of sales as profit, with a net margin of 35.6% compared with 23.5% at Origin Bancorp.
Both pay dividends: Origin Bancorp yields 1.5% and Southside Bancshares 4.3%.
Southside Bancshares scores higher on the StockData Score (18 against 13 for Origin Bancorp), which adds up 30 checks on valuation, growth, past performance, financial health and dividends.
Key numbers
A dot marks the better figure where higher or lower is clearly better.
| Metric | OBK | SBSI |
|---|---|---|
| Size and price | ||
| Market cap | $1.6B | $1.0B |
| Share price | $52.17 | $33.66 |
| Change, 1 year | 49.9% | 20.5% |
| Change, 5 years | 11.8% | −23.1% |
| Beta (5Y) | 0.74 | 0.52 |
| Employees | 988 | 781 |
| StockData Score | ||
| Total score | 13 | 18 (better) |
| Valuation score | 1 | 5 (better) |
| Growth score | 2 | 2 |
| Performance score | 1 | 3 (better) |
| Health score | 5 (better) | 3 |
| Dividend score | 4 | 5 (better) |
| Valuation | ||
| P/E | 16.3× | 10.2× (better) |
| P/S | 3.8× | 3.6× (better) |
| P/B | 1.3× | 1.2× (better) |
| P/FCF | 9.2× | 6.5× (better) |
| FCF yield | 10.9% | 15.4% (better) |
| Fair value | $42.83 | $36.95 |
| Margin of safety | −21.8% | 8.9% (better) |
| Growth | ||
| Revenue growth (TTM) | 22.7% (better) | 15.9% |
| Revenue growth, 5Y average | 8.8% (better) | 0.00% |
| Net income growth (TTM) | 42.5% (better) | 41.5% |
| EPS growth (TTM) | 42.9% | 43.9% (better) |
| EPS growth, 5Y average | 9.1% (better) | −1.5% |
| Profitability | ||
| Net margin | 23.5% | 35.6% (better) |
| FCF margin | 41.3% | 55.5% (better) |
| Return on equity | 8.0% | 11.8% (better) |
| Financial health | ||
| Altman Z-score | 0.24 (better) | 0.17 |
| Piotroski F-score | 5 | 5 |
| Dividends and buybacks | ||
| Dividend yield | 1.5% | 4.3% (better) |
| Payout ratio | 22.0% | 43.6% |
| Years of dividend growth | 0 | 0 |
| Dividend growth, 5Y average | 9.7% (better) | 2.1% |
| Buyback yield | 1.8% | – |
| Shareholder yield | 3.3% | 4.3% (better) |
| Ownership | ||
| Held by institutions | 67.8% | 57.2% |
| Held by insiders | 5.6% | 5.3% |
| Insider net buying, 12 months | $407K (better) | $35.9K |
| Short interest, % of float | 2.5% | 3.5% |
Go deeper
- OBK stock overview
- OBK income statement
- OBK valuation and score
- SBSI stock overview
- SBSI income statement
- SBSI valuation and score
For information only, not investment advice. Check the source filings before relying on any figure.