Origin Bancorp vs Old Second Bancorp
OBK and OSBC side by side, both in commercial banks. Figures are trailing twelve months unless noted, from SEC filings and end-of-day prices.
How OBK and OSBC compare
Origin Bancorp is the larger company, worth 1.3 times as much as Old Second Bancorp ($1.6B against $1.2B).
On earnings, Old Second Bancorp is cheaper: it trades at 14.0× trailing earnings, against 16.3× for Origin Bancorp.
Old Second Bancorp grew revenue faster over the last twelve months (30.4% versus 22.7% for Origin Bancorp).
Old Second Bancorp keeps more of each dollar of sales as profit, with a net margin of 24.2% compared with 23.5% at Origin Bancorp.
Both pay dividends: Origin Bancorp yields 1.5% and Old Second Bancorp 1.5%.
Key numbers
A dot marks the better figure where higher or lower is clearly better.
| Metric | OBK | OSBC |
|---|---|---|
| Size and price | ||
| Market cap | $1.6B | $1.2B |
| Share price | $52.17 | $24.30 |
| Change, 1 year | 49.9% | 32.6% |
| Change, 5 years | 11.8% | 74.3% |
| Beta (5Y) | 0.74 | 0.60 |
| Employees | 988 | 1,062 |
| StockData Score | ||
| Total score | 13 | 13 |
| Valuation score | 1 | 1 |
| Growth score | 2 | 2 |
| Performance score | 1 | 3 (better) |
| Health score | 5 (better) | 3 |
| Dividend score | 4 | 4 |
| Valuation | ||
| P/E | 16.3× | 14.0× (better) |
| P/S | 3.8× | 3.2× (better) |
| P/B | 1.3× (better) | 1.4× |
| P/FCF | 9.2× | 8.7× (better) |
| PEG | – | 4.94 |
| FCF yield | 10.9% | 11.5% (better) |
| Fair value | $42.83 | $20.76 |
| Margin of safety | −21.8% | −17.0% (better) |
| Growth | ||
| Revenue growth (TTM) | 22.7% | 30.4% (better) |
| Revenue growth, 5Y average | 8.8% | 21.3% (better) |
| Net income growth (TTM) | 42.5% (better) | 10.4% |
| EPS growth (TTM) | 42.9% (better) | −4.9% |
| EPS growth, 5Y average | 9.1% | 12.0% (better) |
| Profitability | ||
| Net margin | 23.5% | 24.2% (better) |
| FCF margin | 41.3% (better) | 37.3% |
| Return on equity | 8.0% | 11.4% (better) |
| Financial health | ||
| Altman Z-score | 0.24 | 0.30 (better) |
| Piotroski F-score | 5 | 5 |
| Dividends and buybacks | ||
| Dividend yield | 1.5% (better) | 1.5% |
| Payout ratio | 22.0% | 15.3% |
| Years of dividend growth | 0 | 2 (better) |
| Dividend growth, 5Y average | 9.7% | 44.3% (better) |
| Buyback yield | 1.8% | 3.7% (better) |
| Shareholder yield | 3.3% | 5.2% (better) |
| Ownership | ||
| Held by institutions | 67.8% | 76.3% |
| Held by insiders | 5.6% | 3.0% |
| Insider net buying, 12 months | $407K (better) | −$7.3M |
| Short interest, % of float | 2.5% | 5.6% |
Go deeper
- OBK stock overview
- OBK income statement
- OBK valuation and score
- OSBC stock overview
- OSBC income statement
- OSBC valuation and score
For information only, not investment advice. Check the source filings before relying on any figure.