Bank of N.T. Butterfield & Son vs OFG Bancorp
NTB and OFG side by side, both in commercial banks. Figures are trailing twelve months unless noted, from SEC filings and end-of-day prices.
How NTB and OFG compare
Bank of N.T. Butterfield & Son grew revenue faster over the last twelve months (4.6% versus 2.3% for OFG Bancorp).
Bank of N.T. Butterfield & Son keeps more of each dollar of sales as profit, with a net margin of 38.2% compared with 30.2% at OFG Bancorp.
OFG Bancorp pays a dividend yielding 2.0%; Bank of N.T. Butterfield & Son does not pay one.
OFG Bancorp scores higher on the StockData Score (14 against 8 for Bank of N.T. Butterfield & Son), which adds up 30 checks on valuation, growth, past performance, financial health and dividends.
Key numbers
A dot marks the better figure where higher or lower is clearly better.
| Metric | NTB | OFG |
|---|---|---|
| Size and price | ||
| Market cap | – | $2.2B |
| Share price | $56.67 | $51.69 |
| Change, 1 year | 23.0% | 26.8% |
| Change, 5 years | 46.4% | 94.3% |
| Beta (5Y) | 0.73 | 0.69 |
| Employees | 31 | 2,185 |
| StockData Score | ||
| Total score | 8 | 14 (better) |
| Valuation score | 0 | 2 (better) |
| Growth score | 0 | 1 (better) |
| Performance score | 6 (better) | 4 |
| Health score | 2 | 4 (better) |
| Dividend score | 0 | 3 (better) |
| Valuation | ||
| P/E | – | 9.8× |
| P/S | – | 2.9× |
| P/B | – | 1.6× |
| P/FCF | – | 8.7× |
| PEG | – | 0.98 |
| FCF yield | – | 11.5% |
| Fair value | – | $49.43 |
| Margin of safety | – | −4.6% |
| Growth | ||
| Revenue growth (TTM) | 4.6% (better) | 2.3% |
| Revenue growth, 5Y average | 4.2% | – |
| Net income growth (TTM) | 7.2% | 12.9% (better) |
| EPS growth (TTM) | 16.1% | 19.3% (better) |
| EPS growth, 5Y average | 13.5% | 28.3% (better) |
| Profitability | ||
| Net margin | 38.2% (better) | 30.2% |
| FCF margin | – | 33.5% |
| Return on equity | 21.4% (better) | 16.6% |
| Financial health | ||
| Altman Z-score | – | 0.30 |
| Piotroski F-score | – | 6 |
| Dividends and buybacks | ||
| Dividend yield | – | 2.0% |
| Payout ratio | 33.5% | 24.9% |
| Years of dividend growth | 1 (better) | 0 |
| Dividend growth, 5Y average | 1.3% | 1.4% (better) |
| Buyback yield | – | 4.5% |
| Shareholder yield | – | 6.5% |
| Ownership | ||
| Held by institutions | 72.4% | 97.8% |
| Held by insiders | 1.7% | 0.96% |
| Insider net buying, 12 months | −$22.5M | −$3.7M (better) |
| Superinvestors holding | 1 | – |
| Short interest, % of float | 1.8% | 4.6% |
Go deeper
- NTB stock overview
- NTB income statement
- NTB valuation and score
- OFG stock overview
- OFG income statement
- OFG valuation and score
For information only, not investment advice. Check the source filings before relying on any figure.