National Bankshares vs Virginia National Bankshares
NKSH and VABK side by side, both in commercial banks. Figures are trailing twelve months unless noted, from SEC filings and end-of-day prices.
How NKSH and VABK compare
Virginia National Bankshares is the larger company, worth 1.2 times as much as National Bankshares ($291M against $252M).
On earnings, Virginia National Bankshares is cheaper: it trades at 11.8× trailing earnings, against 12.5× for National Bankshares.
Virginia National Bankshares grew revenue faster over the last twelve months (13.3% versus 9.5% for National Bankshares).
National Bankshares keeps more of each dollar of sales as profit, with a net margin of 239% compared with 39.0% at Virginia National Bankshares.
Both pay dividends: National Bankshares yields 3.9% and Virginia National Bankshares 2.7%.
Virginia National Bankshares scores higher on the StockData Score (14 against 9 for National Bankshares), which adds up 30 checks on valuation, growth, past performance, financial health and dividends.
Key numbers
A dot marks the better figure where higher or lower is clearly better.
| Metric | NKSH | VABK |
|---|---|---|
| Size and price | ||
| Market cap | $252M | $291M |
| Share price | $39.61 | $53.61 |
| Change, 1 year | 32.3% | 34.7% |
| Change, 5 years | 4.3% | 44.1% |
| Beta (5Y) | 0.36 | 0.45 |
| Employees | 243 | 140 |
| StockData Score | ||
| Total score | 9 | 14 (better) |
| Valuation score | 1 | 1 |
| Growth score | 1 | 2 (better) |
| Performance score | 2 | 5 (better) |
| Health score | 3 | 4 (better) |
| Dividend score | 2 | 2 |
| Valuation | ||
| P/E | 12.5× | 11.8× (better) |
| P/S | 29.7× | 4.6× (better) |
| P/B | 1.3× (better) | 1.5× |
| P/FCF | 13.7× | 12.8× (better) |
| FCF yield | 7.3% | 7.8% (better) |
| Fair value | $39.10 | $49.13 |
| Margin of safety | −1.3% (better) | −9.1% |
| Growth | ||
| Revenue growth (TTM) | 9.5% | 13.3% (better) |
| Revenue growth, 5Y average | 7.7% | 13.6% (better) |
| Net income growth (TTM) | 80.0% (better) | 38.6% |
| EPS growth (TTM) | 79.7% (better) | 38.2% |
| EPS growth, 5Y average | 0.08% | 3.8% (better) |
| Profitability | ||
| Net margin | 239% (better) | 39.0% |
| FCF margin | 216% (better) | 35.6% |
| Return on equity | 11.3% | 13.6% (better) |
| Financial health | ||
| Debt / equity | – | 0.10 |
| Altman Z-score | 0.26 (better) | 0.25 |
| Piotroski F-score | 6 | 6 |
| Dividends and buybacks | ||
| Dividend yield | 3.9% (better) | 2.7% |
| Years of dividend growth | 0 | 1 (better) |
| Dividend growth, 5Y average | 1.7% | 3.3% (better) |
| Shareholder yield | 3.9% (better) | 2.7% |
| Ownership | ||
| Held by institutions | 36.2% | 51.3% |
| Held by insiders | 3.3% | 12.2% |
| Insider net buying, 12 months | $8.0K | – |
| Short interest, % of float | 1.6% | 0.79% |
Go deeper
- NKSH stock overview
- NKSH income statement
- NKSH valuation and score
- VABK stock overview
- VABK income statement
- VABK valuation and score
For information only, not investment advice. Check the source filings before relying on any figure.