MGIC Investment vs NMI
MTG and NMIH side by side, both in insurance carriers. Figures are trailing twelve months unless noted, from SEC filings and end-of-day prices.
How MTG and NMIH compare
MGIC Investment is the larger company, worth 1.8 times as much as NMI ($5.8B against $3.2B).
On earnings, NMI is cheaper: it trades at 8.4× trailing earnings, against 8.9× for MGIC Investment.
NMI grew revenue faster over the last twelve months (7.5% versus −1.9% for MGIC Investment).
MGIC Investment keeps more of each dollar of sales as profit, with a net margin of 59.2% compared with 54.1% at NMI.
MGIC Investment pays a dividend yielding 2.2%; NMI does not pay one.
NMI scores higher on the StockData Score (12 against 9 for MGIC Investment), which adds up 30 checks on valuation, growth, past performance, financial health and dividends.
Key numbers
A dot marks the better figure where higher or lower is clearly better.
| Metric | MTG | NMIH |
|---|---|---|
| Size and price | ||
| Market cap | $5.8B | $3.2B |
| Share price | $28.41 | $42.67 |
| Change, 1 year | 7.8% | 19.9% |
| Change, 5 years | 80.2% | 88.1% |
| Beta (5Y) | 0.71 | 0.67 |
| Employees | – | 225 |
| StockData Score | ||
| Total score | 9 | 12 (better) |
| Valuation score | 3 | 3 |
| Growth score | 0 | 3 (better) |
| Performance score | 3 | 6 (better) |
| Health score | 0 | 0 |
| Dividend score | 3 (better) | 0 |
| Valuation | ||
| P/E | 8.9× | 8.4× (better) |
| P/S | 4.9× | 4.4× (better) |
| P/B | 1.2× (better) | 1.2× |
| EV/EBITDA | 6.1× | 5.7× (better) |
| P/FCF | 8.2× | 7.3× (better) |
| PEG | 2.21 | 0.64 (better) |
| FCF yield | 12.1% | 13.8% (better) |
| Fair value | $31.26 | $48.75 |
| Margin of safety | 9.1% | 12.5% (better) |
| Growth | ||
| Revenue growth (TTM) | −1.9% | 7.5% (better) |
| Revenue growth, 5Y average | 0.24% | 10.3% (better) |
| Net income growth (TTM) | −7.2% | 4.7% (better) |
| EPS growth (TTM) | 4.9% | 7.9% (better) |
| EPS growth, 5Y average | 19.5% (better) | 18.2% |
| Profitability | ||
| Net margin | 59.2% (better) | 54.1% |
| FCF margin | 59.1% | 60.4% (better) |
| Return on equity | 13.9% | 15.4% (better) |
| Financial health | ||
| Altman Z-score | 3.17 (better) | 2.44 |
| Piotroski F-score | 6 (better) | 5 |
| Dividends and buybacks | ||
| Dividend yield | 2.2% | – |
| Payout ratio | 19.0% | – |
| Buyback yield | 12.9% (better) | 3.6% |
| Shareholder yield | 15.1% (better) | 3.6% |
| Ownership | ||
| Held by institutions | 99.8% | 99.9% |
| Held by insiders | 1.4% | 3.6% |
| Insider net buying, 12 months | −$22.3M | −$17.0M (better) |
| Short interest, % of float | 5.1% | 3.0% |
Go deeper
- MTG stock overview
- MTG income statement
- MTG valuation and score
- NMIH stock overview
- NMIH income statement
- NMIH valuation and score
Other comparisons
For information only, not investment advice. Check the source filings before relying on any figure.