MainStreet Bancshares vs MVB Financial
MNSB and MVBF side by side, both in commercial banks. Figures are trailing twelve months unless noted, from SEC filings and end-of-day prices.
How MNSB and MVBF compare
MVB Financial is the larger company, worth 2.1 times as much as MainStreet Bancshares ($328M against $153M).
On earnings, MainStreet Bancshares is cheaper: it trades at 11.0× trailing earnings, against 15.1× for MVB Financial.
MainStreet Bancshares grew revenue faster over the last twelve months (261% versus −4.3% for MVB Financial).
Both pay dividends: MainStreet Bancshares yields 1.9% and MVB Financial 2.7%.
MainStreet Bancshares scores higher on the StockData Score (11 against 5 for MVB Financial), which adds up 30 checks on valuation, growth, past performance, financial health and dividends.
Key numbers
A dot marks the better figure where higher or lower is clearly better.
| Metric | MNSB | MVBF |
|---|---|---|
| Size and price | ||
| Market cap | $153M | $328M |
| Share price | $21.46 | $25.30 |
| Change, 1 year | 17.1% | −4.3% |
| Change, 5 years | −12.3% | −40.0% |
| Beta (5Y) | 0.44 | 0.68 |
| Employees | 171 | 403 |
| StockData Score | ||
| Total score | 11 (better) | 5 |
| Valuation score | 4 (better) | 1 |
| Growth score | 2 (better) | 1 |
| Performance score | 0 | 0 |
| Health score | 2 (better) | 1 |
| Dividend score | 3 (better) | 2 |
| Valuation | ||
| P/E | 11.0× (better) | 15.1× |
| P/S | 1.1× (better) | 2.0× |
| P/B | 0.7× | – |
| P/FCF | 6.5× | – |
| PEG | – | 0.73 |
| FCF yield | 15.4% (better) | −10.8% |
| Fair value | $25.81 | – |
| Margin of safety | 16.9% | – |
| Growth | ||
| Revenue growth (TTM) | 261% (better) | −4.3% |
| Revenue growth, 5Y average | 20.5% (better) | 0.86% |
| EPS growth (TTM) | – | −32.1% |
| EPS growth, 5Y average | −0.99% (better) | −7.6% |
| Profitability | ||
| Net margin | 12.1% | – |
| FCF margin | 17.4% (better) | −21.2% |
| Return on equity | 7.6% | – |
| Financial health | ||
| Altman Z-score | 0.18 | 0.19 (better) |
| Piotroski F-score | 5 | – |
| Dividends and buybacks | ||
| Dividend yield | 1.9% | 2.7% (better) |
| Payout ratio | 17.9% | – |
| Years of dividend growth | 0 | 0 |
| Dividend growth, 5Y average | – | 13.6% |
| Buyback yield | 9.8% | – |
| Shareholder yield | 11.7% (better) | 2.7% |
| Ownership | ||
| Held by institutions | 57.1% | 58.1% |
| Held by insiders | 9.9% | 9.4% |
| Insider net buying, 12 months | −$913K | $13.8K (better) |
| Short interest, % of float | – | 2.3% |
Go deeper
- MNSB stock overview
- MNSB income statement
- MNSB valuation and score
- MVBF stock overview
- MVBF income statement
- MVBF valuation and score
For information only, not investment advice. Check the source filings before relying on any figure.