Medallion Financial vs Security National Financial
MFIN and SNFCA side by side, both in finance services. Figures are trailing twelve months unless noted, from SEC filings and end-of-day prices.
How MFIN and SNFCA compare
Medallion Financial and Security National Financial are about the same size, with market caps of $218M and $246M.
On earnings, Security National Financial is cheaper: it trades at 7.7× trailing earnings, against 8.5× for Medallion Financial.
Medallion Financial grew revenue faster over the last twelve months (4.1% versus −4.2% for Security National Financial).
Medallion Financial keeps more of each dollar of sales as profit, with a net margin of 10.8% compared with 9.0% at Security National Financial.
Medallion Financial pays a dividend yielding 5.7%; Security National Financial does not pay one.
Medallion Financial scores higher on the StockData Score (13 against 12 for Security National Financial), which adds up 30 checks on valuation, growth, past performance, financial health and dividends.
Key numbers
A dot marks the better figure where higher or lower is clearly better.
| Metric | MFIN | SNFCA |
|---|---|---|
| Size and price | ||
| Market cap | $218M | $246M |
| Share price | $9.49 | $9.00 |
| Change, 1 year | −5.0% | 16.0% |
| Change, 5 years | 15.2% | 12.4% |
| Beta (5Y) | 0.79 | 0.74 |
| Employees | 179 | 1,243 |
| StockData Score | ||
| Total score | 13 (better) | 12 |
| Valuation score | 3 | 4 (better) |
| Growth score | 1 | 1 |
| Performance score | 2 | 3 (better) |
| Health score | 3 | 4 (better) |
| Dividend score | 4 (better) | 0 |
| Valuation | ||
| P/E | 8.5× | 7.7× (better) |
| P/S | 0.9× | 0.8× (better) |
| P/B | 0.5× | 0.5× (better) |
| P/FCF | – | 2.2× |
| PEG | – | 1.92 |
| FCF yield | – | 44.8% |
| Fair value | $9.79 | $13.59 |
| Margin of safety | 3.1% | 33.8% (better) |
| Growth | ||
| Revenue growth (TTM) | 4.1% (better) | −4.2% |
| Revenue growth, 5Y average | 19.4% (better) | −6.5% |
| Net income growth (TTM) | −34.1% | 7.7% (better) |
| EPS growth (TTM) | −35.1% | 12.5% (better) |
| EPS growth, 5Y average | – | −14.4% |
| Profitability | ||
| Gross margin | – | 98.6% |
| Net margin | 10.8% (better) | 9.0% |
| FCF margin | – | 33.8% |
| Return on equity | 6.8% | 6.8% (better) |
| Financial health | ||
| Debt / equity | 0.19 (better) | 0.00 |
| Altman Z-score | 0.19 | 0.55 (better) |
| Piotroski F-score | 6 | 6 |
| Dividends and buybacks | ||
| Dividend yield | 5.7% | – |
| Payout ratio | 45.0% | – |
| Buyback yield | 6.1% (better) | 0.55% |
| Shareholder yield | 11.8% (better) | 0.55% |
| Ownership | ||
| Held by institutions | 34.5% | 34.3% |
| Held by insiders | 31.5% | 3.7% |
| Insider net buying, 12 months | – | −$94.5K |
| Short interest, % of float | – | 0.82% |
Go deeper
- MFIN stock overview
- MFIN income statement
- MFIN valuation and score
- SNFCA stock overview
- SNFCA income statement
- SNFCA valuation and score
For information only, not investment advice. Check the source filings before relying on any figure.