Mercury General vs Berkley W R
MCY and WRB side by side, both in fire, marine, and casualty insurance. Figures are trailing twelve months unless noted, from SEC filings and end-of-day prices.
How MCY and WRB compare
Berkley W R is the larger company, worth 6.0 times as much as Mercury General ($28.7B against $4.8B).
On earnings, Mercury General is cheaper: it trades at 7.4× trailing earnings, against 16.4× for Berkley W R.
Mercury General grew revenue faster over the last twelve months (5.4% versus 1.5% for Berkley W R).
Berkley W R keeps more of each dollar of sales as profit, with a net margin of 12.5% compared with 10.5% at Mercury General.
Both pay dividends: Mercury General yields 1.5% and Berkley W R 2.4%.
Mercury General scores higher on the StockData Score (10 against 9 for Berkley W R), which adds up 30 checks on valuation, growth, past performance, financial health and dividends.
Key numbers
A dot marks the better figure where higher or lower is clearly better.
| Metric | MCY | WRB |
|---|---|---|
| Size and price | ||
| Market cap | $4.8B | $28.7B |
| Share price | $86.45 | $77.44 |
| Change, 1 year | −0.95% | 1.0% |
| Change, 5 years | 67.6% | 117% |
| Beta (5Y) | 0.67 | 0.29 |
| Employees | 4,300 | 8,804 |
| StockData Score | ||
| Total score | 10 (better) | 9 |
| Valuation score | 3 (better) | 0 |
| Growth score | 3 (better) | 1 |
| Performance score | 3 | 6 (better) |
| Health score | 0 | 0 |
| Dividend score | 1 | 2 (better) |
| Valuation | ||
| P/E | 7.4× (better) | 16.4× |
| P/S | 0.8× (better) | 1.9× |
| P/B | – | 3.0× |
| EV/EBITDA | 4.0× (better) | 11.1× |
| P/FCF | 4.1× | – |
| PEG | – | 1.55 |
| FCF yield | 24.2% | – |
| Fair value | – | $58.49 |
| Margin of safety | – | −32.4% |
| Growth | ||
| Revenue growth (TTM) | 5.4% (better) | 1.5% |
| Revenue growth, 5Y average | 9.6% | 12.7% (better) |
| Net income growth (TTM) | 46.2% (better) | −2.3% |
| EPS growth (TTM) | 46.4% (better) | −0.63% |
| EPS growth, 5Y average | 7.6% | 29.0% (better) |
| Profitability | ||
| Gross margin | 99.7% | – |
| Net margin | 10.5% | 12.5% (better) |
| FCF margin | 18.8% | – |
| Return on equity | – | 19.2% |
| Financial health | ||
| Altman Z-score | 1.34 (better) | 1.25 |
| Piotroski F-score | 4 | 5 (better) |
| Dividends and buybacks | ||
| Dividend yield | 1.5% | 2.4% (better) |
| Payout ratio | – | 37.9% |
| Years of dividend growth | 0 | 3 (better) |
| Dividend growth, 5Y average | −12.8% | 55.0% (better) |
| Buyback yield | – | 2.2% |
| Shareholder yield | 1.5% | 4.6% (better) |
| Ownership | ||
| Held by institutions | 47.0% | 75.1% |
| Held by insiders | 35.5% | 67.9% |
| Insider net buying, 12 months | $162K | $705M (better) |
| Superinvestors holding | – | 3 |
| Short interest, % of float | 4.9% | 10.2% |
Go deeper
- MCY stock overview
- MCY income statement
- MCY valuation and score
- WRB stock overview
- WRB income statement
- WRB valuation and score
Other comparisons
For information only, not investment advice. Check the source filings before relying on any figure.