MCYNYSEFire, Marine & Casualty InsuranceFiscal year ends December 31
MERCURY GENERAL CORP
Financials through Q2 FY2026, quarter ended Jun 30, 2026Last filing: 10-Q on Aug 4, 2026
$102.79−0.01 (-0.01%)
Close on Oct 19, 2026
- Market cap
- $5.69B
- P/E (TTM)
- 6.1
- Dividend yield
- 1.24%
Margins
Share of revenue, fiscal years 2011 to 2025
Gross margin
99.7%+0.1 pts over 5 years
Net margin
9.0%−0.9 pts over 5 years
Growth rates
Compound annual growth to fiscal 2025
| Per year | 1 year | 3 years | 5 years | 10 years | Five-year pace |
|---|---|---|---|---|---|
| Revenue | +9.4% | +18.0% | +9.6% | +7.1% | |
| Gross profit | +9.4% | +18.1% | +9.6% | – | |
| Net income | +15.6% | – | +7.6% | +21.9% | |
| EPS, diluted | +15.6% | – | +7.6% | +21.9% | |
| Free cash flow | +3.8% | +48.0% | +12.7% | +19.7% | |
| Dividend per share | 0.0% | -12.6% | -12.8% | -6.4% |
Returns and balance sheet
10 fiscal years. Hover a measure to see how it is calculated.
| Measure | FY2016 | FY2020 | FY2025 | Trend |
|---|---|---|---|---|
| Return on assets | 1.6% | 6.1% | 6.1% | |
| Capex to revenue | 0.5% | 1.1% | 1.0% | |
| Diluted shares | 55M | 55M | 55M |
Where the cash went
Fiscal 2021 to 2025, five years combined
Mercury General generated $3.43B from operations and spent $675.03M on capital expenditure, dividends and share buybacks. 32% of that went back into the business.
Generated
$3.43B
Used
$675.03M
Capital expenditure$218.33M32%Dividends$456.70M68%Share buybacks$00%
DuPont needs revenue, assets and equity
This company does not report all three for consecutive years.
Piotroski F-Score
Nine tests of profitability, balance sheet and efficiency, fiscal 2025 against fiscal 2024
3of 7 tests passed in fiscal 2025. Some tests lack the figures they need.
- ProfitableNet income above zero$541.09M
- Cash generatingOperating cash flow above zero$1.09B
- Return on assets improvedROA up on the prior year6.6% → 6.5%
- Earnings backed by cashOperating cash flow above net income$1.09B vs $541.09M
- Less leverageLong-term debt to assets fell– → –
- Better liquidityCurrent ratio rose– → –
- No dilutionShare count did not rise55M → 55M
- Gross margin improvedGross margin up on the prior year99.76% → 99.75%
- More efficientAsset turnover rose0.77 → 0.72