MetroCity Bankshares vs MainStreet Bancshares
MCBS and MNSB side by side, both in commercial banks. Figures are trailing twelve months unless noted, from SEC filings and end-of-day prices.
How MCBS and MNSB compare
MetroCity Bankshares is the larger company, worth 6.9 times as much as MainStreet Bancshares ($1.1B against $153M).
On earnings, MainStreet Bancshares is cheaper: it trades at 11.0× trailing earnings, against 12.0× for MetroCity Bankshares.
MainStreet Bancshares grew revenue faster over the last twelve months (261% versus 30.6% for MetroCity Bankshares).
MetroCity Bankshares keeps more of each dollar of sales as profit, with a net margin of 45.2% compared with 12.1% at MainStreet Bancshares.
Both pay dividends: MetroCity Bankshares yields 3.1% and MainStreet Bancshares 1.9%.
MetroCity Bankshares scores higher on the StockData Score (14 against 11 for MainStreet Bancshares), which adds up 30 checks on valuation, growth, past performance, financial health and dividends.
Key numbers
A dot marks the better figure where higher or lower is clearly better.
| Metric | MCBS | MNSB |
|---|---|---|
| Size and price | ||
| Market cap | $1.1B | $153M |
| Share price | $36.50 | $21.46 |
| Change, 1 year | 39.7% | 17.1% |
| Change, 5 years | 34.3% | −12.3% |
| Beta (5Y) | 0.78 | 0.44 |
| Employees | 317 | 171 |
| StockData Score | ||
| Total score | 14 (better) | 11 |
| Valuation score | 1 | 4 (better) |
| Growth score | 2 | 2 |
| Performance score | 6 (better) | 0 |
| Health score | 3 (better) | 2 |
| Dividend score | 2 | 3 (better) |
| Valuation | ||
| P/E | 12.0× | 11.0× (better) |
| P/S | 5.5× | 1.1× (better) |
| P/B | 1.8× | 0.7× (better) |
| P/FCF | – | 6.5× |
| PEG | 4.50 | – |
| FCF yield | – | 15.4% |
| Fair value | $32.48 | $25.81 |
| Margin of safety | −12.4% | 16.9% (better) |
| Growth | ||
| Revenue growth (TTM) | 30.6% | 261% (better) |
| Revenue growth, 5Y average | 10.8% | 20.5% (better) |
| Net income growth (TTM) | 30.4% | – |
| EPS growth (TTM) | 17.8% | – |
| EPS growth, 5Y average | 13.4% (better) | −0.99% |
| Profitability | ||
| Net margin | 45.2% (better) | 12.1% |
| FCF margin | – | 17.4% |
| Return on equity | 16.9% (better) | 7.6% |
| Financial health | ||
| Altman Z-score | 0.34 (better) | 0.18 |
| Piotroski F-score | 4 | 5 (better) |
| Dividends and buybacks | ||
| Dividend yield | 3.1% (better) | 1.9% |
| Payout ratio | 34.9% | 17.9% |
| Years of dividend growth | 3 (better) | 0 |
| Buyback yield | 0.68% | 9.8% (better) |
| Shareholder yield | 3.8% | 11.7% (better) |
| Ownership | ||
| Held by institutions | 26.8% | 57.1% |
| Held by insiders | 28.4% | 9.9% |
| Insider net buying, 12 months | – | −$913K |
| Short interest, % of float | 4.6% | – |
Go deeper
- MCBS stock overview
- MCBS income statement
- MCBS valuation and score
- MNSB stock overview
- MNSB income statement
- MNSB valuation and score
For information only, not investment advice. Check the source filings before relying on any figure.