Lincoln National vs Voya Financial
LNC and VOYA side by side, both in life insurance. Figures are trailing twelve months unless noted, from SEC filings and end-of-day prices.
How LNC and VOYA compare
Lincoln National and Voya Financial are about the same size, with market caps of $7.9B and $8.9B.
On earnings, Lincoln National is cheaper: it trades at 3.6× trailing earnings, against 16.5× for Voya Financial.
Lincoln National grew revenue faster over the last twelve months (7.9% versus 3.2% for Voya Financial).
Lincoln National keeps more of each dollar of sales as profit, with a net margin of 12.2% compared with 7.4% at Voya Financial.
Both pay dividends: Lincoln National yields 4.4% and Voya Financial 1.9%.
Lincoln National scores higher on the StockData Score (17 against 8 for Voya Financial), which adds up 30 checks on valuation, growth, past performance, financial health and dividends.
Key numbers
A dot marks the better figure where higher or lower is clearly better.
| Metric | LNC | VOYA |
|---|---|---|
| Size and price | ||
| Market cap | $7.9B | $8.9B |
| Share price | $41.01 | $98.05 |
| Change, 1 year | 2.4% | 34.0% |
| Change, 5 years | −43.4% | 43.9% |
| Beta (5Y) | 1.38 | 0.90 |
| Employees | 9,423 | 11K |
| StockData Score | ||
| Total score | 17 (better) | 8 |
| Valuation score | 6 (better) | 0 |
| Growth score | 1 | 2 (better) |
| Performance score | 4 (better) | 2 |
| Health score | 2 (better) | 1 |
| Dividend score | 4 (better) | 3 |
| Valuation | ||
| P/E | 3.6× (better) | 16.5× |
| P/S | 0.4× (better) | 1.1× |
| P/B | 0.7× (better) | 1.9× |
| PEG | – | 1.22 |
| Fair value | $66.35 | $65.85 |
| Margin of safety | 38.2% (better) | −48.9% |
| Growth | ||
| Revenue growth (TTM) | 7.9% (better) | 3.2% |
| Revenue growth, 5Y average | 0.87% | 1.4% (better) |
| Net income growth (TTM) | 108% (better) | 14.1% |
| EPS growth (TTM) | 101% (better) | 18.4% |
| EPS growth, 5Y average | 17.9% | – |
| Profitability | ||
| Net margin | 12.2% (better) | 7.4% |
| Return on equity | 22.6% (better) | 13.1% |
| Financial health | ||
| Debt / equity | 0.04 (better) | 0.45 |
| Altman Z-score | 0.09 (better) | 0.07 |
| Piotroski F-score | 2 | 5 (better) |
| Dividends and buybacks | ||
| Dividend yield | 4.4% (better) | 1.9% |
| Payout ratio | 14.6% | 29.4% |
| Years of dividend growth | 0 | 7 (better) |
| Dividend growth, 5Y average | 2.1% | 24.8% (better) |
| Buyback yield | – | 5.6% |
| Shareholder yield | 4.4% | 7.5% (better) |
| Ownership | ||
| Held by institutions | 85.9% | 107% |
| Held by insiders | 10.9% | 0.30% |
| Insider net buying, 12 months | −$3.6M (better) | −$6.4M |
| Superinvestors holding | 1 | – |
| Short interest, % of float | 8.5% | 4.1% |
Go deeper
- LNC stock overview
- LNC income statement
- LNC valuation and score
- VOYA stock overview
- VOYA income statement
- VOYA valuation and score
Other comparisons
For information only, not investment advice. Check the source filings before relying on any figure.